Personal accident insurance for mountain biking

icon Medical expenses

Medical expenses

Up to €150,000 for your medical expenses: hospitalisation, surgery, care and rehabilitation. Broken collarbone, wrist sprain or a simple consultation: mountain bike injuries are covered, from the first treatment to your return to the trails.
icon Transport and repatriation

Transport and repatriation

Medical transport and repatriation covered at actual cost, evacuation included. Crash on a remote trail, injury far from rescue services or trip abroad: we organise the evacuation, the transport to the most suitable facility and then your journey home, without you advancing the costs.
icon Competition option

Competition option

A dedicated competition option for mountain bikers who love bibs. XC races, enduro stages and official events are covered, with the same guarantees as in training and no extra paperwork on race day.
icon Disability benefit

Disability benefit

Up to €200,000 paid in the event of permanent disability. If an accident leaves lasting after-effects, this capital helps you adapt your daily life, your home or your professional activity. A long-term protection, for you and for your loved ones.
AxeoSport icon

Why is mountain bike insurance essential?

Mountain biking takes place in the wild, often far from roads and rescue services: a crash on a singletrack, a trail exit or an enduro injury can mean a long evacuation and costly care. Standard contracts rarely cover these situations well, especially off marked trails or abroad.

A dedicated personal accident insurance takes over: rescue costs, care, repatriation and disability are covered according to your guarantees, from cross-country to enduro, e-MTB included. You can then ride and progress with a free mind, from the Sunday outing to the multi-day trip.
Get a quote

An insurance recognised by mountain bikers

Recreational riders, enduro lovers and e-MTB users trust us every season, for a single outing as for the whole year. Our personal accident insurance for mountain biking follows them on every terrain, in France and abroad, with guarantees designed for riding in the wild. Also riding downhill DH or on the road? We also cover these disciplines, with the same simplicity of subscription.

Discover our plans

Join our community of athletes

Ride the trails with total peace of mind

Contact us Get a quote
FAQ

Trouvez des réponses à toutes vos questions

Our insurance covers the rider, not the bike. Bike theft falls under a dedicated equipment insurance; the baggage option can cover your gear when travelling. Your injuries are covered in every plan. Discover our plans.

If you are injured during an outing, on a remote trail or in a race, follow these steps.

1. Contact the assistance service first. Before any medical expense, call the assistance number shown on your card. Its prior approval is required before any hospitalisation, surgery, medical transport, evacuation or repatriation.

2. Follow the assistance instructions. Except in a life-threatening emergency, wait for its approval before incurring costs. It will direct you to the most suitable facility and organise your care according to your cover. Expenses incurred without prior approval cannot be reimbursed.

3. Keep all your supporting documents. Initial medical certificate, reports, prescriptions, test results and invoices: they are essential to process your claim.

This insurance covers mountain biking as a whole. Cross-country, all-mountain, enduro and trail riding are covered. Bike park downhill, more committed, has a dedicated page with guarantees calibrated for DH.

Yes, electric mountain bikes are covered. Your e-MTB outings benefit from the same guarantees as a regular mountain bike, in training as on trail rides.

The price depends on the plan you choose and the length of cover. Get your online quote in a few clicks.
More questions