Surfski insurance : cover for the paddler, not the kayak
Paddling surfski at Hawaii's Molokai 2 Oahu (52 km open sea), the Cape Town Doctor or the ICF Ocean Racing World Championship? Our surfski insurance covers extreme exhaustion, ocean hypothermia, dehydration and open-sea rescue.Get a quote
M
ASSISTANCE MEDICAL 24/7
Operated by
Mutuaide
A complete and tailored Surfski insurance
Surfski injury healthcare expenses
Up to €150,000. Extreme exhaustion in a 52+ km race, ocean hypothermia (water 15-20°C in the South Atlantic), sun/effort dehydration, repetitive-paddle shoulder tendinitis, capsize trauma in big conditions: we cover long-distance-surfski-specific injuries.
Transport and repatriation
At actual cost. Molokai 2 Oahu (Hawaii, 52 km), Cape Town Doctor (South Africa, 50 km downwind), Australia Doctor Race (Perth-Rottnest), Dragon Aid Race UK, ICF Ocean Racing World Championship: we organise medical repatriation from any ocean.
Surfski Ocean Racing option
The Surfski Ocean Racing add-on covers Molokai 2 Oahu, the Cape Town Doctor, the Australia Doctor Race, the Dragon Aid Race, the ICF Ocean Racing World Championship, FFCK ocean races and long-distance surfski expeditions.
Disability benefit
Up to €200,000 per person. Long-distance surfski combines extreme physical exhaustion (4-6 hours of continuous paddling), ocean risks (30+ knot wind, 3-4 m waves, strong currents), open-sea medical isolation and progressive hypothermia. Rapid helicopter or rescue-boat evacuation is crucial.
Why is Surfski insurance essential?
The surfski, a long 5 to 6 metre open-decked kayak with a seated position, is designed for open-sea long-distance racing. Molokai 2 Oahu (Hawaii, 52 km between two islands) has remained the world reference event since 1976, while the Cape Town Doctor (South Africa, a 50 km winter downwind) is mythic. The ICF organises the Ocean Racing World Championship. Risks cumulate extreme physical exhaustion over 4 to 6 hours, ocean hypothermia, dehydration and far-from-shore medical isolation.
Our Surfski insurance is the choice of Molokai 2 Oahu competitors, Cape Town Doctor specialists and ICF Ocean Racing World Championship athletes. For short-wave kayak surf, see Kayak Surf. For SUP race, see Stand Up Paddle.
Yes. Molokai 2 Oahu (52 km open-sea Hawaii, mythic since 1976, ocean waves and strong currents) is covered with the Surfski Ocean Racing add-on. Hawaii medical repatriation is included. See our plans.
Yes. The Cape Town Doctor (South Africa, winter 30+ knot wind, 50 km Miller's Point-Fish Hoek downwind) is covered. South Africa shark risks are included.
Yes. Extreme physical exhaustion in a long-distance race (4-6h of continuous paddling, dehydration, heatstroke) is covered. Evacuation and post-effort care are included.
Yes. Shark attacks (rare but documented on the Cape Town Doctor in South Africa) are fully covered. Emergency care and reconstruction if needed are handled.
The rate depends on your practice and the desired cover duration. For an international race trip (Molokai 2 Oahu, Cape Town), the weekly plan suits; for a season plus multiple trips, the annual plan with the Surfski Ocean Racing add-on is best. Request your personalised quote.