Personal accident insurance for bike trial

Medical expenses

Up to €150,000 for your medical expenses: hospitalisation, surgery, everyday care and rehabilitation. Fall from a wall, twisted wrist, fractured collarbone or ankle sprain: bike trial injuries are covered, from the first medical appointment to your return to training.

Transport and repatriation

Medical transport and repatriation covered at actual cost, wherever you practise around the world. Fall in a remote natural zone or competition away from home: we organise your transport to the most suitable facility and then your journey home, without you advancing the costs.

Competition option

A dedicated competition option, essential as soon as you take the start of an event. Regional cups, championships, UCI events and street contests are covered, whatever your level, with the same guarantees as in training and no extra paperwork.

Disability benefit

Up to €200,000 paid in the event of permanent disability. If an accident leaves lasting after-effects, this capital helps you adapt your daily life, your home or your professional activity. A long-term protection, for you and for your loved ones.
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Why is bike trial insurance essential?

Bike trial is ridden at low speed but with total commitment: clearing rocks, logs and walls without putting a foot down puts wrists, ankles and collarbones on the line at every attempt. Even in recreational riding, a fall onto concrete or stones can happen quickly. Yet a federation licence or a club membership does not always cover the real costs, especially in case of surgery or a long rehabilitation.

A personal accident insurance takes over: it complements your licence, reimburses the expenses left at your charge and follows you in England as abroad, in training and in competition. You can keep progressing, linking sections and living your passion with a free mind, knowing the unexpected is covered.
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Insurance trusted by bike trial riders

20-inch riders, 26-inch fans and UCI competitors trust us every day, for training as for contests. Our personal accident insurance for bike trial follows them all year long, from natural zones to street spots, with guarantees designed for high-commitment sports. Do you also ride trial or mountain bike? We also cover these disciplines, with the same limits and the same simplicity.

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FAQ

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The price depends on the plan you choose and the duration of cover. Get your online quote in just a few clicks.

The principle is the same: clearing obstacles without putting a foot down. Bike trial is ridden on a very light 20 or 26-inch bike, often without a saddle; moto trial uses a light, low-revving motorcycle. For official events, add the competition option. Discover our plans.

No, it complements your licence. A federation licence is still required to train in affiliated clubs and enter official competitions. Our cover strengthens your protection with higher limits on medical expenses, repatriation and disability.

Our insurance covers the rider, not the gear. Liability is not included either: it falls under your licence or home insurance. For your bike and equipment when travelling, the baggage option can complete your cover.

If you are injured during training, a ride or a competition, follow these steps.

1. Contact the assistance service first. Before any medical expense, call the assistance number shown on your card. Its prior approval is required before any hospitalisation, surgery, medical transport or repatriation.

2. Follow the assistance instructions. Except in a life-threatening emergency, wait for its approval before incurring costs. It will direct you to the most suitable facility and organise your care according to your cover. Expenses incurred without prior approval cannot be reimbursed.

3. Keep all your supporting documents. Initial medical certificate, reports, prescriptions, test results and invoices: they are essential to process your claim.

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