Trial insurance : cover for the rider, not the bike
Practising trial in UCI Bike Trial, indoor X-Trial, FIM Trial des Nations or exhibition demos? Our trial insurance covers rock falls, clearing traumas and foot-down injuries.Get a quote
M
ASSISTANCE MEDICAL 24/7
Operated by
Mutuaide
A complete and tailored Trial insurance
Trial injury healthcare expenses
Up to €150,000. Wrist fracture in rock fall, head trauma in failed clearing, cervical fracture in wall jump, ligament injuries in obstacle landing: we cover trial-specific injuries.
Transport and repatriation
At actual cost. UCI Bike Trial World Championships, X-Trial Indoor (Barcelona, Pamplona, Wroclaw), FIM Trial World, Trial des Nations: we organise medical repatriation from any country.
Trial Competition option
The Competition add-on covers UCI Bike Trial World Championships, X-Trial Indoor Series, FIM Trial World 1 and 2, Trial des Nations, national Trial championships and exhibition demos.
Disability benefit
Up to €200,000 per person. Trial falls (rock, wall, height) can cause serious cervical fractures, paraplegia. Precision discipline where extreme balance exposes to permanent consequences on error.
Why is Trial insurance essential?
Trial is a precision discipline where the rider clears obstacles (rocks, walls, logs) without putting a foot down, under penalty. In bike (UCI Bike Trial, 20" or 26") or indoor stadium (X-Trial Series: Barcelona, Pamplona, Madrid), rock falls or failed landings can cause serious fractures. Champions Toni Bou, Adam Raga and Andrei Lebedev marked history. The FIM and UCI cover only part: cervical surgery exceeds the caps.
Our Trial insurance is the choice of UCI Bike Trial World Championships riders, X-Trial Indoor competitors and FIM Trial participants. For specific outdoor motorcycle trial, see Moto trial. For mountain biking, see VTT.
Bike Trial: 20" or 26" trial bike without seat, body-weight balance technique. Moto Trial: 250-300cc 2-stroke very low rpm bike. Dedicated pages: Trial (this page, bike + indoor) and Moto trial. See our plans.
Yes, with the Competition add-on. X-Trial Series (10 indoor rounds: Barcelona, Pamplona, Wroclaw, Madrid, Marseille, Andorra) is covered. Spectacle format with prefab obstacles (containers, wooden blocks).
Yes. Exhibition demos (festivals, shows, TV events, brand marketing) with temporary obstacles are covered with Competition add-on. Non-standard surface fall risks taken into account.
Yes in FIM, UCI and X-Trial competition. In free training, helmet strongly recommended. Our cover handles injuries even without full protection (except in official competition where regulatory).
It depends on your practice frequency. For a one-off X-Trial, the daily plan suits. For a UCI Bike Trial or FIM Trial season competitor, the annual plan with Competition option is best. Get your online quote.