A complete and tailored Adventure Motorcycle insurance

Adventure motorcycle injury healthcare expenses

Up to €150,000. Fracture in muddy-trail fall, cervical trauma in desert-track exit, polytrauma in loaded heavy bike fall (250 kg), sprains : we cover injuries specific to adventure trail riding.

Transport and repatriation

At actual cost. Morocco Atlas raids, Tunisia Sahara, Mongolia Steppe, Chilean Patagonia, Silk Road Pamir, Pan-American, BMW GS Trophy : medical repatriation from any country, even remote.

Long Distance Travel option

The Long Distance Travel add-on covers transcontinentals (amateur Paris-Dakar, Trans-Siberian, Pan-American), organised raids (Morocco Wild Spirit, Morocco Desert Challenge), BMW GS Trophy (national selection then international finale).

Disability benefit

Up to €200,000 per person. A fall in a remote area (Sahara, Mongolia, Patagonia) at 80 km/h on trail with a 250 kg loaded bike can cause serious vertebral fractures. Rescue delays in remote areas extend the complication risk.
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Why is Adventure Motorcycle insurance essential?

Adventure motorcycle (BMW GS, KTM Adventure, Africa Twin, Ténéré 700) has become the flagship motorcycle segment. Adventure travel exposes riders to specific risks : remote areas (Sahara, Mongolia, Atacama) where rescue takes hours, heavy bikes loaded to 250 kg and varied trails (mud, sand, rocks). As classic travel insurance excludes sport motorcycling, dedicated accident cover is essential.
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Trusted by adventure motorcycle riders

Our Adventure Motorcycle insurance is the choice of BMW GS Trophy participants and Morocco Desert Challenge raiders. For moto trial (obstacle clearing), see Moto trial. For 4x4 raid, see Off road.

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FAQ

Trouvez des réponses à toutes vos questions

Yes, with the Long Distance Travel add-on. Sahara (Morocco, Mauritania, Tunisia), Mongolia, Pamir, Patagonia, Trans-Siberian : covered with medical repatriation at actual cost even from a remote area. Explore our plans.

Yes. BMW GS Trophy national selection and international finale (Mongolia 2018, New Zealand 2020, Albania 2022) are covered with the Long Distance Travel add-on.

Yes. Trail falls with a loaded adventure bike (250 kg with luggage, jerry can, tent) are covered. Increased risks (limb crush, polytrauma) handled without extra premium.

Classic travel insurance (Allianz Travel, AXA Schengen) excludes sport motorcycle practice (engine > 125cc). Our AxeoSport cover is specifically designed for adventure trail riders and handles intensive sport practice claims.

The price depends on your options, your country of departure and the number of days covered. For a one-week Morocco raid, the weekly plan suits. For a permanent traveller or long Pan-American (3-6 months), the long-duration plan is best. Get your quote online.
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