A reinforced and tailored downhill MTB insurance

icon Drop and jump trauma healthcare expenses

Drop and jump trauma healthcare expenses

Up to €150,000. Spinal fracture after a botched landing, severe head trauma despite full-face helmet, multiple limb fractures, knee or ankle surgery : DH generates high-energy impacts, we cover them.
icon Bike park and freeride rescue

Bike park and freeride rescue

Up to €50,000 per event. Evacuation from an unmarked singletrack, helicopter rescue from a freeride zone, bike park security intervention, medical transport : engaged descent demands heavy resources we cover.
icon DH Competition option

DH Competition option

The Competition add-on covers UCI DH World Cup, Crankworx, national DH championships, IXS Downhill Cup, Red Bull Hardline, official slopestyle. Activate it as soon as you cross a timed finish line.
icon Reinforced disability benefit

Reinforced disability benefit

Up to €200,000 per person. DH exposes you to serious consequences : spinal injury with paralysis, permanent head trauma, knee or shoulder damage. Our cover is sized for these heavy outcomes.
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Why is downhill MTB insurance essential?

Downhill is one of the most traumatic MTB disciplines : speeds above 70 km/h, multi-metre drops, large jumps, rock garden sections, doubles and triples in bike parks. Full-face helmet, back protector, knee and elbow pads do not always prevent fractures and heavy trauma. Standard MTB insurance may be insufficient for long surgery or extensive rehab.
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Trusted by DH riders

Our downhill MTB insurance is the choice of riders at Les Gets, Châtel, Méribel, Whistler bike parks, IXS Downhill Cup challengers, UCI DH World Cup racers. Whether you ride La Bresse, Crankworx Innsbruck or Hafjell, we have got you covered.

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FAQ

Trouvez des réponses à toutes vos questions

Yes. Bike park practice (Les Gets, Châtel, Whistler, Crankworx) is fully covered, including jumps, drops and homologated technical sections. For timed competitions in the park, activate the Competition option.

Our cover protects only the rider, not the bike (often €5,000 to €10,000 for a DH MTB) or gear (full-face, back protector, neck brace). Add the Baggage option for theft or damage, or a dedicated bike policy with a specialised insurer.

Yes. Slopestyle, engaged freeride, big air and spectacular jumps (Red Bull Rampage, Joyride Crankworx, Audi Nines) are covered, provided you declare the practice at subscription. The Competition option is needed for official contests. For more details, see our Plans page.

This page specifically handles downhill (DH) : bike park, engaged freeride, slopestyle, DH competitions. Generic MTB (XC, enduro, all-mountain, touring) is on our MTB Insurance page. DH protections (full-face, back protector) and much higher speeds justify dedicated cover.

The price depends on your options, your departure country and the number of days of cover. Get your free online quote in two clicks. The daily plan suits a bike park weekend, the annual plan with Competition option regular summer practice or competitions. Being high-risk, declare the practice precisely at subscription.
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