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Whernside's long ridge and the boggy ground towards Ingleborough catch tired legs out. Sprained ankles, broken wrists and head knocks on wet limestone are the usual story. Medical expenses up to €150,000 pay for treatment, hospital stays and surgery after an accidental injury, wherever you end up being treated.
Low cloud can roll over the tops within minutes, and parts of the route sit well away from any road. If you're hurt up there, assistance and repatriation at actual cost arrange your evacuation from the spot where it happened and your journey home, whether home is Leeds or Lisbon.
The challenge itself is not an official race, but plenty of walkers use it as a stepping stone towards fell races and trail events. The Competition option covers you in official competition, on race day and throughout the season, so your next start line is protected too.
A bad fall on the rocky descent off Ingleborough can leave lasting damage to a knee, shoulder or back. If an accident results in permanent disability, a lump sum of up to €200,000 helps you adapt your home, your work and your day-to-day life.
Most problems start with a pace that's too ambitious out of Horton-in-Ribblesdale, then catch up with walkers on the long haul to Whernside. Brand-new boots, too little water and a map left at the bottom of the rucksack do the rest. Sideways rain, a stiff westerly and thick mist can turn an easy path into a slippery one, often far from the nearest lane.
Away from the challenge, hill walking carries the same risks all year round: winter rounds in the Lake District, weekends in Scotland, shorter outings closer to home. Our hiking insurance covers you as an individual, in training and on the day itself, in the UK or abroad, wherever you happen to live.
There's no bib and no fixed date: you pick your day and walk it solo, with friends or with a charity group. The classic loop starts and finishes in Horton-in-Ribblesdale, passing close to the Ribblehead Viaduct, right in the middle of the Yorkshire Dales National Park.
Taking a group over three summits in a single day? We insure all your walkers under one policy. Medical assistance can be reached 24/7 throughout the event, repatriation is included anywhere in the world, and we can also come on board as a partner or sponsor of your challenge.
Yes. The personal accident insurance protects you as a participant, whether you walk alone, with friends or with a club. It applies on challenge day and during your training walks beforehand, in the UK and abroad.
Assistance arranges your evacuation from where the accident happened, transfer to a suitable hospital and your return home, all at actual cost. Medical expenses on the spot are covered up to €150,000.
Yes. You're covered in France and abroad, whatever your country of residence. A walker travelling from France, Spain, Italy or further afield gets the same guarantees in the Dales as at home.
No. This is not cancellation insurance: it doesn't refund travel or accommodation costs. It only steps in after an accidental bodily injury, during the challenge itself or while you're training for it.
The price depends on your profile and the options you choose, including the Competition option. Our online quote shows the exact figure in a few minutes, before you commit and head for Horton-in-Ribblesdale.
