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Andorra is not part of the European Union, and the European Health Insurance Card is not valid there. After a downhill or cross-country crash, you could be left paying for treatment yourself. Our medical cover up to €150,000 pays for consultations, hospital care and surgery.
The downhill track winds through steep woodland where rescuers move on foot or by off-road vehicle. Getting to hospital, then back to your own country, quickly gets complicated. Assistance and repatriation at actual cost arranges evacuation from the crash site all the way to your front door.
On race day, riders attack roots, off-camber sections and rock steps without the safety margin they keep in practice. The Competition option covers you in official competition at Pal Arinsal and at every other event of your season, cross-country and downhill alike.
Hitting a tree or landing on hard ground can seriously injure the back, the pelvis or the knees. If a permanent disability is recognised, the permanent disability benefit of up to €200,000 is paid to you so you can adapt your daily life and your work.
The Pal forest mixes loose soil, exposed roots and rolling stones, and a single July thunderstorm can turn the track slick. In cross-country, steep climbs above 1,500 metres push heart rates up and blur your reading of the descents. Then come the usual mistakes: the wrong tyres, an improvised line, a skipped drink stop.
All year round, mountain biking exposes you to the same falls, on local loops or on trips to the Pyrenees and beyond. Your policy protects you in training and in racing, at home and abroad, whatever your country of residence. Explore our mountain bike insurance to ride with cover all season long.
Part of the Vallnord area in north-west Andorra, Pal Arinsal hosts a UCI MTB World Series round dedicated to cross-country and downhill. Well used to major mountain bike events, the venue draws riders and spectators from across Europe every summer.
Running cross-country and downhill at the same event? We insure all your participants under a single policy, whatever their discipline. Medical assistance can be reached day and night, seven days a week, throughout the race, and repatriation is included. We can also become a partner or sponsor of your event.
No. Andorra is not part of the European Union and the card is not accepted there. AxeoSport personal accident insurance fills the gap, with medical costs covered up to €150,000.
Yes. Cover applies to training as well as racing. Practice runs, course walks and the timed race run are all covered, with the Competition option taking care of official competition.
No. This policy is not cancellation insurance. It does not refund entry fees or travel. It covers the consequences of a bodily injury: medical care, assistance, repatriation and a lump sum for permanent disability.
Yes. Repatriation does not depend on how far you have travelled. If you are in no state to drive, assistance arranges your return home at actual cost, whatever your country of residence.
It depends on how long you need cover, your profile and the Competition option. The online quote shows your price straight away, with no commitment, for a single race or your whole season.
