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Alpine descents mix slabs, roots and rolling stone. Go down at speed and it is usually a shoulder or a wrist that ends up in the valley hospital, often in surgery the same day. Your medical costs are covered up to €150,000, imaging and operating theatre included.
High stages run far from any track an ambulance can use. Getting you down may mean a winch, a helicopter or a stretcher carry to the nearest piste. Assistance and repatriation are covered at actual cost, from the crash site all the way home.
You ride with a number plate, a timing chip and a cumulative general classification across the five stages. Many policies stop at that word, racing. The Competition option covers this event and every other race on your calendar, training rides included.
A bad landing in a bermed corner can leave lasting damage to a back, a knee or a shoulder. If the accident results in permanent disability, a capital sum of up to €200,000 is paid out so you can adapt your home and your working life.
Fatigue builds from stage to stage. By the third day your forearms no longer hold the bike in the rock gardens, and the mistakes come in the descents, exactly where speed is highest. Add a July storm in the late afternoon, wet limestone under the tyres, and a simple slide off the trail turns into an evacuation.
Five days in the Alps are only one slice of your season. Between weekend rides, pre-event recces and the other races you line up for, the risk travels with you all year. Annual mountain bike insurance keeps the cover running continuously, at home and on foreign trails, with nothing to arrange before each start.
The Transmaurienne Vanoise is a five stage mountain bike race held each July around Val Cenis, in the upper Maurienne. Around 800 riders take the start, drawn by high alpine singletrack and a cumulative classification rather than one single big day.
You keep the same field on course for several days in a row. One single sign up covers every one of your participants, stage after stage. Our medical assistance answers day and night while the race is on, and repatriation is included. We can also back your event as a partner, anywhere in the world.
Yes. It runs on timed stages and on the training rides you do on the same trails before the start, across all five days, with no distinction between the two.
Assistance arranges the pick up from wherever you fall, helicopter included when no track reaches the spot, then the transfer to a suitable hospital and the journey back to your home, at actual cost.
No. This is individual accident insurance, not cancellation cover. It pays for the bodily consequences of an accident, never for your entry, your flights or your accommodation in the valley.
Yes. Cover goes with the rider, whatever your country of residence, and it applies in France and abroad. Your claim is handled exactly as it would be for a local entrant.
The price depends on how long you want cover for, your level of practice and whether you add the Competition option. The online quote gives you the exact figure in a few clicks, with no commitment.
