Swimming insurance : pool, open water and masters worldwide
Swimming in club pool, open water 5/10 km, ice swimming, masters, artistic swimming or triathlon? Our personal accident insurance handles exhaustion, cramps, hypothermia and muscle injuries. Get a quote in a few clicks.Get a quote online
M
ASSISTANCE MEDICAL 24/7
Operated by
Mutuaide
A complete and tailored swimming insurance
Swimming injury healthcare expenses
Up to €150,000. Swimmer's shoulder tendinitis (supraspinatus), long biceps rupture in flip turn, hamstring tear in push-off, severe hypothermia in ice swimming, barotraumatic otitis : we cover specific injuries.
Transport and repatriation
At actual cost. Channel Crossing, Mediterranean open water, Murmansk ice swimming, FINA World Championships, Budapest masters : we organise medical repatriation.
Swimming Competition option
The Competition add-on covers FINA World Championships pool and open water, World Cup Marathon Swim, IISA Ice Swimming Worlds, Channel Crossing, national federation championships, Masters and international championships.
Disability benefit
Up to €200,000 per person. Swimming exposes you to rare but serious claims : drowning from exhaustion in open water, severe hypothermia with cardiac arrest in ice swimming, repeated shoulder surgery causing disability.
Why is swimming insurance essential?
Swimming exposes you to repetition injuries (swimmer's shoulder, chronic tendinitis, hamstring tear) and acute risks in open water : exhaustion, hypothermia (5 °C water in ice swimming, 16 °C in the Channel), currents, jellyfish, boat contact. Long races (Channel Crossing 32 km, English Channel Two-Way 70 km) generate extreme fatigue. The federation licence covers part but caps stay insufficient for repeated surgery.
Our swimming insurance is the choice of FINA pool swimmers, 10 km open water marathoners, Channel Swimmers, IISA ice swimmers, masters swimmers, artistic swimmers. For springboard diving, see Springboard diving. For scuba diving, see Scuba diving.
Yes. Our cover handles open water events 1, 5, 10, 25 km, Channel Crossing, lake crossings (Geneva, Garda, Annecy). Risks covered : exhaustion, hypothermia, currents, wildlife contact.
Yes, with the Competition add-on. IISA ice swimming (5 °C water or less) in mile, 1 km, 100 m is covered. Severe hypothermia and thermal shock risks are taken into account. Explore our plans.
Yes. Artistic swimming solo, duet, team (highlight, technical, free) is covered. Frequent risks : partner contact, prolonged apnea, muscle injuries on lifts.
Yes. Masters competitions (25+ to 90+ categories) are covered in pool and open water. Masters World Championships (Budapest, Doha, Tokyo) and national federation Masters championships are included.
The price depends on your options, your country of departure and the number of days covered. For a Channel Crossing or one-off Masters meet, the daily plan suits. For a competition-season swimmer, the annual plan is best. Get your quote online.