The Ben Nevis path climbs from Glen Nevis to 1,345 m, over wet stones and late-lying snow near the top. A slip on the way down, a broken ankle or a head injury can happen fast. Medical expenses up to €150,000 cover treatment, hospital stays and surgery.
Many teams tackle Scafell Pike in the middle of the night, on boulder-strewn ground where it's easy to lose the line. Lake District valleys are narrow and rescue takes time to reach you. Assistance and repatriation at actual cost organise your evacuation and get you home.
The challenge is against the clock but it isn't an official competition. If you're eyeing a trail race, a mountain race or a timed adventure event next, the Competition option covers you in official competition, on the day itself and across the whole season.
Snowdon usually comes last, after close to 24 hours with no real sleep, and that's when missteps pile up. A knee, back or hand injury can leave lasting damage. A permanent disability lump sum of up to €200,000 helps you reorganise your life and your work.
The danger isn't only on the hills. Some 750 km of road separate the three summits, and lack of sleep blunts concentration from the second climb onwards. Teams routinely underestimate British weather, the night section on Scafell Pike and the descent of Snowdon, done on empty legs and often in the rain.
Training for something this big means weekends in the mountains, night walks and thousands of metres of ascent in the months before. Our hiking insurance covers those sessions as well as the challenge itself, in the UK, in France or anywhere else, whatever your country of residence.
There's no set date: the challenge is open whenever you choose, most often from spring to autumn when the days are long. Most groups start at Fort William, climb Ben Nevis, Scafell Pike and then Snowdon, with a driver handling the road legs between them.
Is your company or charity putting teams through three summits in 24 hours, with drivers and support crew? We insure all your participants under one policy. Medical assistance can be reached 24/7 throughout the challenge, repatriation is included anywhere in the world, and we can also partner with or sponsor your event.
Yes. Your cover doesn't depend on the time of day: it applies to hiking during the challenge and in training. Still pack a head torch, map and warm layers, because insurance never replaces the right kit.
Yes. When the group goes through an organiser, a company or a charity, all participants can be insured under a single policy. A solo walker can also take out personal accident insurance online in a few minutes.
Medical expenses are covered up to €150,000, and assistance organises your evacuation from the mountain and your journey home at actual cost. If the injury leaves permanent disability, the lump sum can reach €200,000.
No. This is not cancellation insurance: it won't refund a charity registration fee, transport or accommodation. It covers accidental bodily injury only, during the challenge and throughout your training.
The price varies with your profile and the cover you pick, including the Competition option. Get an online quote to see the exact amount before you sign up, whether you're going solo or with the whole team.