Shifting sandbars in August, and cover that does not shift

icon Frais médicaux

Neck and shoulder on hard sand, up to €150,000 of care

Heats here are won close to shore, where the wave shuts down hard in very little water. One mistimed exit off the lip and the shoulder pops or the neck compresses. Your medical costs are covered up to €150,000, scans, surgery and hospital stay included.

icon Transport et rapatriement

From the water's edge back to your own country, at actual cost

A deep fin laceration or a head knock means immediate transport, and sometimes several days locally before you are fit to fly. Assistance and repatriation are paid at actual cost, from the first vehicle on the beach to your own front door.

icon Option compétition

Qualifying Series heats need the Competition Option

An event on the professional ranking is no longer recreational surfing, and many policies stop exactly there. The Competition Option covers official competition, on this stop and on every other event of your season.

icon Capital invalidité

Up to €200,000 when the spine never fully recovers

Shore break wipeouts concentrate spinal trauma, and some of those injuries leave permanent limitations. The permanent disability capital reaches €200,000, which buys room for rehabilitation, lost income and whatever comes next in your career.

AxeoSport icon

The sandbank, not the surfer, decides how the wave breaks

A beach break rewrites itself between tides. The trough deepens, the bar rises, and a wave that peeled cleanly at dawn closes out violently by mid-morning. Rip currents drag competitors sideways between heats, cold Atlantic swell drains the legs, and most injuries come from a late decision taken on a wave that was already shutting down.

Surfing is not three days of heats in August. Winter sessions, swell-chasing trips, daily training: the risk to your body stays the same all year. A personal accident policy in your own name applies at home and abroad, wherever the forecast takes you. Have a look at our surf insurance for season-long protection.

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Key facts about a long-standing French surf contest

A competition long established in French surfing, held in August on the main beach at Lacanau and ranked on the Qualifying Series. Heats are spread across several days and scheduled around swell and tide windows.

  • Location: Lacanau, Gironde, France
  • Next edition: Next edition to be confirmed
  • Format: WSL Qualifying Series competition
  • Participants: Full field of circuit competitors, large beach crowd
  • Conditions: Atlantic swell, shifting beach break, busy summer coastline

Your surf contest runs over several days

You schedule heats across a week and let the swell decide the running order. We insure your participants in a single subscription, with no certificates to collect one by one. Our medical assistance can be reached day and night during the event, repatriation is included, and we can also be a partner of your contest.

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FAQ

Questions from competing surfers

Yes. Training and competition are both covered. An injury during a warm-up or a session spent reading the bank is handled with the same medical cover and assistance as one that happens in a scored heat.

Yes. The policy applies whatever your country of residence and whatever country you surf in. You are covered at Lacanau exactly as on the other stops of your circuit.

Because an event on the professional ranking falls outside the recreational practice that many contracts assume. The option guarantees official competition, on this stop and throughout the season.

No. This is personal accident insurance, not cancellation cover. Entry fees, travel and accommodation are not reimbursed if the contest does not run or the window closes without heats.

The price depends on how long you want cover, your level of practice and whether you add the Competition Option. The online quote shows your exact figure in a few minutes, with no commitment.

Paddle out on the Lacanau bank with your medical cover already sorted