Personal accident insurance for off-road driving

icon Medical expenses

Medical expenses

Up to €150,000 for your medical expenses: hospitalisation, surgery, care and rehabilitation. Rollover, impact on a rut or a simple consultation: off-road injuries are covered, from the first treatment to your return to the tracks.
icon Transport and repatriation

Transport and repatriation

Medical transport and repatriation covered at actual cost. Injury on a remote track, raid abroad or desert crossing: we organise your transport to the most suitable facility and then your journey home, without you advancing the costs.
icon Competition option

Competition option

A dedicated competition option for off-road racers. Rallies, raids and official cross-country events are covered, with the same guarantees as in training and no extra paperwork on event day.
icon Disability benefit

Disability benefit

Up to €200,000 paid in the event of permanent disability. If an accident leaves lasting after-effects, this capital helps you adapt your daily life, your home or your professional activity. A long-term protection, for you and for your loved ones.
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Why is off-road insurance essential?

Off-road driving takes you far from everything: remote tracks, dunes, river crossings. A rollover or an injury far from rescue services can mean a complex evacuation and care abroad, with costs poorly covered by standard contracts, especially on expeditions.

A dedicated personal accident insurance takes over: rescue costs, care, repatriation and disability are covered according to your guarantees, on leisure drives as in rallies with the competition option. You can then explore the tracks and plan your raids with a free mind.
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An insurance recognised by off-road drivers

4x4 drivers, buggy enthusiasts and raid lovers trust us season after season, for a weekend as for a full expedition. Our personal accident insurance for off-road driving follows them on every terrain, in England and abroad, with guarantees designed for adventure. Also riding quad or enduro? We also cover these disciplines, with the same simplicity of subscription.

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FAQ

Trouvez des réponses à toutes vos questions

Yes, with the Competition add-on and worldwide cover. Dakar Classic, Africa Eco Race, Morocco Desert Challenge, Aïcha des Gazelles rally are covered during the event and preparation. Compare cover levels on our plans.

Our cover protects only the rider, not the 4x4 (often €30,000 to €150,000 for a prepared raid vehicle) or helmet/leathers. For the vehicle, contact a specialist raid vehicle insurer.

Because raids and off-road expeditions fall outside standard travel insurance scope. Our cover handles remote evacuations, desert repatriation and heavy injuries from rollovers and crossings.

Yes. Leisure 4x4 expeditions (Morocco, Mongolia, Mauritania, Sahara), sport crossings in England and 4x4 gatherings are covered by the base plan without Competition option.

The price depends on the plan you choose and the length of cover. Get your online quote in a few clicks.