Personal accident insurance for MTB

Medical expenses

Up to €150,000 for your medical expenses: hospitalisation, surgery, care and rehabilitation. A clavicle fracture, a head injury or a ligament rupture on a technical trail: MTB injuries are covered, from first treatment to your return to the bike.

Transport and repatriation

Medical transport and repatriation covered at actual cost, emergency helicopter included. A fall on a remote trail, an injury at a World Cup round or a race far from home: we arrange your care wherever you ride in the world.

Competition option

A dedicated competition option covering the UCI World Cup (XCO, XCM, EWS, XCE, XCC), the Olympic Games, the Enduro World Series and the Roc d'Azur. From training to the biggest events, you are protected in every category.

Disability benefit

Up to €200,000 paid out in the event of permanent disability. A serious accident can change everything, so this benefit protects you and your loved ones and helps you face the future with real financial security.
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Why is MTB insurance essential?

MTB brings together demanding UCI disciplines: Olympic cross-country on a technical loop, multi-hour marathons, timed EWS Enduro descents and shoulder-to-shoulder Eliminator sprints. On a technical trail, a fall at speed, a clavicle fracture or a ligament rupture happens fast. Standard licences and contracts cover these accidents poorly, and treatment and rehabilitation costs pile up.

A dedicated personal accident insurance takes over: medical costs, evacuation, rehabilitation and disability are covered according to your plan, in training as in UCI competition. You can then ride every trail with a free mind.
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An insurance trusted by MTB riders

UCI competitors, marathoners and Enduro riders trust us season after season, for a single race or a whole year. Our personal accident MTB insurance stays with them on every trail, in England and abroad, from World Cup rounds to the Roc d'Azur. Do you also ride freeride MTB or an electric bike? We cover these disciplines too, with the same simple sign-up.

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FAQ

Trouvez des réponses à toutes vos questions

Yes, UCI World Cup and Olympic cross-country are covered. XCO, XCM, EWS, XCE and XCC all fall under the MTB Competition option. Explore our plans.

Yes, the Enduro World Series are covered. Timed descents on steep, technical stages are included in the competition option, for every rider.

Yes, long marathons are covered wherever you ride. From 100 km XCM races to World Cup rounds, your MTB cover follows you, in England and abroad.

If you are injured during training, a ride or a race, follow these steps.

1. Contact the assistance service first. Before any medical spending, call the assistance line shown on your card: its prior agreement is required before any hospitalisation, procedure, medical transport or repatriation.

2. Follow its instructions. Unless there is a life-threatening emergency, wait for its go-ahead before incurring costs; it directs you to the most suitable facility and arranges your care.

3. Keep every supporting document. Initial medical certificate, reports, prescriptions and invoices are essential to process your claim.

MTB here covers UCI cross-country, marathon and Enduro racing, while freeride is about big jumps and extreme lines. For that discipline, see our freeride MTB insurance.

The price depends on the plan you choose and the length of cover. Get your quote online in just a few clicks.
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