Personal accident insurance for electric bikes

Medical expenses

Up to €150,000 for your medical expenses: hospitalisation, surgery, care and rehabilitation. A fall at assisted speed, an urban impact or a battery incident: electric bike injuries are covered, from first treatment to your return to the bike.

Transport and repatriation

Medical transport and repatriation covered at actual cost. A city fall, an injury at an eMTB competition or an incident during a journey far from home: we arrange your care and your return, wherever you ride in the world.

Competition option

A dedicated option covering the UCI eMTB World Cup, 25 km/h e-bikes, 45 km/h S-Pedelecs, eRoad and eBike journeys. From urban use to competition, you are protected in every category.

Disability benefit

Up to €200,000 paid out in the event of permanent disability. A serious accident can change everything, so this benefit protects you and your loved ones and helps you face the future with real financial security.
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Why is Electric Bike insurance essential?

Electric bikes cover a wide range of uses: urban e-bikes at 25 km/h, S-Pedelecs at 45 km/h, eMTBs in the UCI World Cup and long eBike journeys. The assisted speed changes everything: a fall, an urban impact or a battery incident can surprise even experienced riders. Standard licences and contracts cover these accidents poorly, and treatment and rehabilitation costs pile up.

A dedicated personal accident insurance takes over: medical costs, care, rehabilitation and disability are covered according to your plan, in town as in competition or on a journey. You can then ride with a free mind.
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An insurance trusted by e-bike riders

Urban riders, eMTB competitors and long-distance travellers trust us season after season, for a single ride or a whole year. Our personal accident electric bike insurance stays with them everywhere, in England and abroad, from the city to the eMTB World Cup rounds. Do you also ride MTB or practise cycle touring? We cover these disciplines too, with the same simple sign-up.

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FAQ

Trouvez des réponses à toutes vos questions

Yes, the UCI eMTB World Cup is covered. eMTB Marathon and eRoad events are included too, under the Electric Bike Competition option. Explore our plans.

Yes, S-Pedelecs are covered. Faster 45 km/h assistance and standard 25 km/h e-bikes are both included in your electric bike cover.

Yes, injuries from a battery incident are covered wherever you ride. From city commutes to journeys abroad, your electric bike cover follows you, in England and abroad.

If you are injured during a commute, a ride or a competition, follow these steps.

1. Contact the assistance service first. Before any medical spending, call the assistance line shown on your card: its prior agreement is required before any hospitalisation, procedure, medical transport or repatriation.

2. Follow its instructions. Unless there is a life-threatening emergency, wait for its go-ahead before incurring costs; it directs you to the most suitable facility and arranges your care.

3. Keep every supporting document. Initial medical certificate, reports, prescriptions and invoices are essential to process your claim.

An electric bike is pedal-assisted, while an electric balance bike (Sur-Ron, Talaria) is a throttle machine closer to a mini-moto. For that practice, see our electric balance bike insurance.

The price depends on the plan you choose and the length of cover. Get your quote online in just a few clicks.
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