Personal accident insurance for karate

Medical expenses

Up to €150,000 for your medical expenses: hospitalisation, surgery, care and rehabilitation. A rib, nose or hand fracture in kumite, an ankle sprain in kata: karate injuries are covered, from first treatment to your return to the tatami.

Transport and repatriation

Medical transport and repatriation covered at actual cost. An injury in training, at a tournament or a championship far from home: we arrange your care and your return, wherever you compete in the world.

Competition option

A dedicated competition option covering WKF tournaments, national championships, the world championships and the Olympic Games, in kumite and kata. From training to competition, you are protected in every category.

Disability benefit

Up to €200,000 paid out in the event of permanent disability. A serious accident can change everything, so this benefit protects you and your loved ones and helps you face the future with real financial security.
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Why is Karate insurance essential?

Karate pits two fighters against each other in kumite: punches and kicks thrown at speed, sweeps and counters where a mistimed contact causes fractures to the ribs, nose or hand. Even in kata, explosive stances place heavy strain on the knees and ankles. Federation licences and standard contracts cover these accidents poorly, and treatment and rehabilitation costs pile up.

A dedicated personal accident insurance takes over: medical costs, care, rehabilitation and disability are covered according to your plan, in training as in WKF competition. You can then practise every bout with a free mind.
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An insurance trusted by karatekas

Club karatekas, black belts and WKF competitors trust us season after season, for a grading or a whole year. Our personal accident karate insurance stays with them in every dojo, in England and abroad, from regional tournaments to the world championships. Do you also practise taekwondo or kobudo? We cover these disciplines too, with the same simple sign-up.

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FAQ

Trouvez des réponses à toutes vos questions

Yes, WKF and Olympic competitions are covered. Kumite and kata, from regional tournaments to the Olympics, fall under the Karate Competition option. Explore our plans.

Yes, kumite contact injuries are covered. Rib, nose and hand fractures, along with sweeps and counters, are all included in your karate cover, in training and in competition.

Yes, you are covered wherever you train. From gradings at your dojo to international tournaments, your karate cover follows you, in England and abroad.

If you are injured during training, a grading or a competition, follow these steps.

1. Contact the assistance service first. Before any medical spending, call the assistance line shown on your card: its prior agreement is required before any hospitalisation, procedure, medical transport or repatriation.

2. Follow its instructions. Unless there is a life-threatening emergency, wait for its go-ahead before incurring costs; it directs you to the most suitable facility and arranges your care.

3. Keep every supporting document. Initial medical certificate, reports, prescriptions and invoices are essential to process your claim.

Karate combines hand and foot techniques with kata, while taekwondo focuses on fast, high kicks. For that discipline, see our taekwondo insurance.

The price depends on the plan you choose and the length of cover. Get your quote online in just a few clicks.
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