What a 20 km starter should sort out before race morning

icon Frais médicaux

Hitting the tarmac in a 40,000-strong field, €150,000 of care

City avenues funnel a huge pack into narrow lanes, and one clipped heel sends a runner down hard. Your medical costs are covered up to €150,000, from the ambulance and the emergency room through to surgery and the physiotherapy that follows.

icon Transport et rapatriement

Getting home when your race ends at kilometre fifteen

Many starters travel in for the morning and plan to travel out the same evening. If an accident grounds you, assistance and repatriation are covered at actual cost, from the medical post on the course to your own front door, whatever country you live in.

icon Option compétition

Chip timing means official competition, and the Competition option

The 20 km is chipped and ranked, so it counts as official competition. The Competition option covers that start line and every other bib you pin on during the season, from winter 10 km races to the half marathon you use as preparation.

icon Capital invalidité

Lasting injury on the Brussels cobbles, up to €200,000

A head impact in the crush at the start, or a knee that never fully returns, changes a life rather than a weekend. The permanent disability capital runs up to €200,000, helping with lost income and the adjustments a lasting injury forces.

AxeoSport icon

Twenty kilometres is just long enough to go wrong

The distance looks friendly, which is exactly the problem. Thousands sign up on a few weeks of running, go out fast in the early kilometres and reach the final climb with nothing left. Add a warm spring morning, crowded drink stations and tarmac still slick from a shower, and the medical tents fill with sprains, cramps that turn into falls and tendons that simply give up.

One May morning sits inside a whole year of running. You train on canal paths in winter, race a cross country in autumn and squeeze in track sessions between. Distance running insurance follows all of that, in training and in competition, at home and abroad, so you are not left declaring each event one by one.

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Key facts a Brussels 20 km entrant needs

One distance, one fast city loop, and a turnout that makes this the country's running day. The Brussels 20 km deserves half marathon preparation: a dense crowd the whole way, a sting in the final kilometres, and an organisation used to very big fields.

  • Location: Brussels, Belgium, start and finish at Parc du Cinquantenaire
  • Next edition: next edition to be confirmed
  • Format: 20 km
  • Participants: around 40,000 runners
  • Conditions: Belgian spring weather, rolling city roads, uphill finish

Road race organisers, here is what we take off your plate

You put tens of thousands of runners on the road in one morning. We insure all your participants through a single subscription. Our medical assistance is reachable day and night while the race is on, anywhere in the world, and repatriation is included. We can also be a partner of your event.

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FAQ

Questions runners ask before the Brussels 20 km

Yes. Cover applies at home and abroad whatever your country of residence, and assistance arranges your journey home if an accident leaves you unable to travel back on your own.

No. This is personal accident insurance, not cancellation insurance. Neither your bib nor your travel costs come back. What the contract covers is the bodily consequences of an accident, in training or in the race.

It covers taking part in official competition, which is what a timed and ranked 20 km is. The same option stays valid for the other races you enter across the season, whatever the distance.

Yes. The guarantee runs in training as well as in competition, so weekday loops, long weekend runs and preparation races all sit inside it, not only the one morning in May.

The premium depends on the formula you pick and how long you want to be covered. The online quote gives you an exact figure in a couple of minutes, before you commit to anything.

Twenty kilometres through Brussels, with your mind on the running