A complete and tailored 4x4 insurance for driver and co-driver

4x4 sport injury healthcare expenses

Up to €150,000. Cervical trauma in clearing roll (45-90° lateral tipping), polytrauma in vertical-obstacle fall (1-3 metres), vertebral compression fracture, co-driver trauma from roll projection, limb crushing under vehicle : we cover 4x4-sport-specific injuries.

Transport and repatriation

At actual cost. French Trial 4x4 Championship, French Cross Country Cup, Extreme 4x4 (Lozère, Italy, Spain), 4x4 Trophy (Morocco, Tunisia), Outback Challenge (Australia) : we organise medical repatriation from remote areas.

4x4 Competition option (driver + co-driver)

The 4x4 Competition add-on covers driver AND co-driver in same crew. Trial 4x4, Cross Country, Extreme 4x4, TT Rally, international Trophy, organised 4x4 raids. Includes timed events and liaison stages.

Disability benefit driver AND co-driver

Up to €200,000 per person. 4x4 sport practised at low speed (10-50 km/h) but with extreme lean angles (up to 45° lateral) and vertical obstacles. A roll or obstacle fall can cause serious vertebral fractures, paraplegia, head trauma.
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Why is 4x4 sport insurance essential?

4x4 sport gathers several competition disciplines. Trial 4x4 (technical obstacle clearing on flagged course) requires extreme low-speed mastery with lean angles up to 45°. Cross Country (long off-road stages 50-200 km) reproduces raid spirit with roadbook navigation. Extreme 4x4 (timed course on difficult sections : rocks, fords, side slopes, impossible climbs) combines technique and endurance. Vehicles (prepared Land Rover Defender, Jeep Wrangler Rubicon, Toyota Hilux/Land Cruiser, Suzuki Jimny often compact, Extreme prototypes) carry reinforced cage, harness, winch, snorkel. Major risks : clearing rolls, vertical-obstacle falls (1-3 m), extreme side-slope tipping, limb crushing under flipped vehicle.
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Trusted by 4x4 drivers

Our 4x4 insurance is the choice of Trial 4x4, Cross Country, Extreme 4x4 crews, 4x4 Trophy Morocco/Tunisia participants. For professional Dakar rally-raid, see Rally-raid. For buggies/SSV, see Buggy/SSV.

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A 4x4 roll makes damage. We cover yours, not the machine

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FAQ

Trouvez des réponses à toutes vos questions

Yes. Trial 4x4 (timed clearing on flagged course), Extreme 4x4 (difficult timed course), Junior Trial and Pro Trial covered with 4x4 Competition add-on. Explore our plans.

Yes. 4x4 Trophy Morocco, Tunisia 4x4 Challenge, Croisière Verte Algeria, Outback Challenge Australia covered with 4x4 Competition add-on. Desert medical repatriation included.

Yes. Winch cable injuries (brutal rupture projecting cable backward, handle kickback, crushing by poorly chocked vehicle) covered. These accidents frequent in Extreme 4x4 during obstacle extraction.

Yes. Organised 4x4 touring (club outings, discovery raids, initiation days) covered with standard plan. Competition add-on only needed for timed 4x4 or official racing.

The price depends on your options, your country of departure and the number of days covered. For a Trial 4x4 weekend round, the weekend plan suits. For a full season (French Championship + international Trophy), the annual plan with 4x4 Competition add-on is best. Price for driver AND co-driver separately. Get your quote online.
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