Electric Motorcycle Insurance : MotoE and Electric Racing

Q: Am I covered for an electric vehicle sports event abroad?

Yes. Our cover is worldwide. MotoE races in Spain, Italy, Germany, Austria or elsewhere are covered during the event and practice sessions.

Q: Am I covered in MotoE championship?

Yes, with the Competition add-on. MotoE FIM Enel championship, Energica Ego Corsa races, KTM Freeride E off-road rounds and national opens are covered. Compare cover levels on our plans.

Q: Can I get specific cover for my electric model?

Our cover protects the rider, not the bike. The model (Energica, Zero, KTM Freeride E, sport scooter) does not affect the rider contract. For vehicle insurance, contact a vehicle insurer.

Electric motorcycle insurance : MotoE, racing and track days worldwide

Riding an electric sport motorcycle: Energica, Zero, KTM Freeride E, competition electric scooter? Our personal accident insurance handles your circuit or off-road practice. Get a quote in a few clicks.

Subscribe online

A complete and tailored electric motorcycle insurance

High-performance healthcare expenses

Up to €150,000. A MotoE reaches 270+ km/h with instant torque : acceleration crash, tibia fracture on landing, lowside back trauma : we cover injuries specific to sport electric motorcycles.

Transport and repatriation

At actual cost. MotoE round at Jerez, Mugello, Misano, Energica Ego race in Germany, KTM Freeride E in Austria : we organise medical repatriation from any international circuit.

Electric Competition option

The Competition add-on covers MotoE FIM Enel races, Energica Ego Corsa Series, KTM Freeride E races, national electric motorcycle championships and international opens.

Disability benefit

Up to €200,000 per person. MotoE crashes at 250+ km/h or in electric off-road cause serious consequences : spinal injury, severe head trauma, permanent limb damage.

Why is electric motorcycle insurance essential?

Sport electric motorcycles offer instant torque exceeding equivalent combustion bikes : brutal corner exit accelerations, high straight-line speeds (Energica Ego Corsa reaches 270 km/h), relative silence that may surprise other riders. Medical costs after a high-speed crash can far exceed standard caps.

Obtain your personalised quote now

FAQ

Trouvez des réponses à toutes vos questions

Yes. Our cover is worldwide. MotoE races in Spain, Italy, Germany, Austria or elsewhere are covered during the event and practice sessions.

Yes, with the Competition add-on. MotoE FIM Enel championship, Energica Ego Corsa races, KTM Freeride E off-road rounds and national opens are covered. Compare cover levels on our plans.

Our cover protects the rider, not the bike. The model (Energica, Zero, KTM Freeride E, sport scooter) does not affect the rider contract. For vehicle insurance, contact a vehicle insurer.

No, pricing and rider cover are identical. Propulsion (electric vs combustion) does not change rider risk or medical costs after a crash. You can freely switch between electric and combustion bikes under the same policy.

The price depends on your options, your departure country and the number of days covered. For an Energica track day, the daily plan suits; for MotoE riders racing a full season, the annual plan with Competition option is best. Get your free quote online in 2 clicks.

Electric motorcycle insurance : MotoE, racing and track days worldwide

M