What to do after a crash on a ride?

See a doctor and keep the initial medical certificate If a vehicle is involved, complete an accident report Contact AXEO Assistance as soon as possible Send the supporting documents (report, invoices)

Road Cycling Insurance : Gran Fondo and Sportive

Q: Am I covered in a vehicle collision?

Yes. Our cover handles your bodily injury in a vehicle accident. Third-party liability (covering damages you may cause) is not included : it is typically in your federation licence or home insurance.

Q: Am I covered in a sportive?

Yes, with the Competition add-on. Étape du Tour, Marmotte, Ardéchoise, Maratona dles Dolomites and any timed ranked event are covered during the race and preparation training. For more details, see our Plans page.

Q: Is my bike insured?

Our personal accident insurance protects only the cyclist, not the bike. To insure your road bike (often €3,000 to €10,000), add the Baggage option up to €2,000 per claim, or a dedicated bike policy with a specialised insurer.

Road cycling insurance : training, sportives and races worldwide

Riding in sportives, gran fondo, time trial or club peloton? Our personal accident insurance protects you in case of crash, collision or hospitalisation. Get a quote in a few clicks.

Get a Quote Online

A complete and tailored road cycling insurance

Peloton crash healthcare expenses

Up to €150,000. Clavicle fracture, femur fracture, head trauma at 60 km/h, hip surgery, rehab after a peloton collision : we cover heavy road cycling injuries.

Road Competition option

The Competition add-on covers timed events : federation championships, UCI stages, sportives (Étape du Tour, Marmotte, Maratona dles Dolomites), official time trials.

Disability benefit

Up to €200,000 per person. A 50+ km/h crash can cause permanent consequences : spinal injury, head trauma, permanent limb damage. Our capital covers the heaviest outcomes.

Transport and repatriation

At actual cost. Italian gran fondo, Alps or Pyrenees sportive, foreign raid : we organise medical repatriation from any country.

Why is road cycling insurance essential?

Riding on open roads exposes you to unique risks : vehicle collision, peloton crash at high speed, technical pass descents, accident on damaged surface. A federation licence covers part of the costs but the caps are quickly reached for long surgery or intensive care stays.

Get your free cycling insurance quote online

FAQ

Trouvez des réponses à toutes vos questions

Yes. Our cover handles your bodily injury in a vehicle accident. Third-party liability (covering damages you may cause) is not included : it is typically in your federation licence or home insurance.

See a doctor and keep the initial medical certificate

If a vehicle is involved, complete an accident report

Contact AXEO Assistance as soon as possible

Send the supporting documents (report, invoices)

Yes, with the Competition add-on. Étape du Tour, Marmotte, Ardéchoise, Maratona dles Dolomites and any timed ranked event are covered during the race and preparation training. For more details, see our Plans page.

Our personal accident insurance protects only the cyclist, not the bike. To insure your road bike (often €3,000 to €10,000), add the Baggage option up to €2,000 per claim, or a dedicated bike policy with a specialised insurer.

The price depends on your options, your departure country and the number of days of cover. Get your free online quote in two clicks. The daily plan suits an Alpine or Italian gran fondo, the annual plan with Competition option year-round practice.

Road cycling insurance : training, sportives and races worldwide

M