Personal accident insurance for western riding

icon Medical expenses

Medical expenses

Up to €150,000 for your medical expenses: hospitalisation, surgery, care and rehabilitation. Falls, sprains or a simple check-up: western riding injuries are covered, from first aid through to your return to the arena.
icon Transport and repatriation

Transport and repatriation

Medical transport and repatriation covered at actual cost. Fall or injury abroad, medical transport/evacuation or a western event far from home: we organise your transport to the most suitable facility and then your journey home, without you advancing the costs.
icon Competition option

Competition option

A dedicated competition option for western riders. Reining, cutting, barrel racing or trail classes are covered, with the same guarantees as in training and no extra paperwork on event day.
icon Disability benefit

Disability benefit

Up to €200,000 paid in the event of permanent disability. If an accident leaves lasting after-effects, this capital helps you adapt your daily life, your home or your professional activity. A long-term protection, for you and for your loved ones.
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Why insure your Western riding practice?

Western riding involves sudden stops, tight spins and quick accelerations that expose riders to sudden falls. Patterns like reining or cutting demand intense physical commitment, and a poorly absorbed fall can cause fractures or trauma. Standard licences and classic contracts cover these accidents poorly, and medical costs climb quickly after a serious injury.

A dedicated personal accident insurance takes over: medical costs, transport, rehabilitation and disability are covered depending on your guarantees, during training as in competition. You can ride with a free mind.
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An insurance trusted by western riders

Leisure riders, reining competitors and passionate breeders trust us season after season, for a single competition as for the whole year. Our personal accident insurance for western riding accompanies them during training and at shows, in England and abroad, from the first pattern to national finals. Do you also practise doma vaquera or Camargue riding? We also cover these disciplines, with the same simple subscription.

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a western practice that stays safe and serene

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FAQ

Trouvez des réponses à toutes vos questions

All of them: reining, barrel racing, cutting, trail and more are covered in training and competition. The competition option reinforces your capital for the fast, high-difficulty classes where a fall is most likely.

Yes, cover applies when you travel abroad for a show or a training camp. Medical costs incurred on site are handled and medical repatriation is arranged if your condition requires it.

Yes. A fall during a barrel run at a flat gallop is treated like any riding accident, with imaging, treatment and rehabilitation covered. Given the speed, we advise a solid disability capital.

No. The cover is open to licensed riders and to leisure riders alike. In a club or a private ranch, your personal accident insurance for Western riding follows you across every training and show.

In case of injury while western riding, follow these steps.

1. Contact the assistance service first. Before any medical expense, call the assistance number shown on your card. Its prior approval is required before any hospitalisation, surgery, medical transport or repatriation.

2. Follow the assistance instructions. Except in a life-threatening emergency, wait for its approval before incurring costs. It will direct you to the most suitable facility and organise your care according to your cover. Expenses incurred without prior approval cannot be reimbursed.

3. Keep all your supporting documents. Initial medical certificate, reports, prescriptions, test results and invoices: they are essential to process your claim.

The price depends on the plan you choose and the length of cover. Get your online quote in a few clicks.
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