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Going off on Réunion's hairpins often means a side impact, a jarred neck or a wrist broken against the steering wheel. Medical expenses up to €150,000 pay for treatment, hospital stays and surgery after the accident, whether you were driving or reading the notes.
Stages up in the highlands can sit a long way from the nearest ambulance, and the right hospital may be on the far side of the island. Assistance and repatriation at actual cost cover evacuation from the crash site and your journey home, whether home is Saint-Denis or mainland France.
The moment there is a stopwatch and a results sheet, you are racing in an official competition, which many accident policies exclude. The Competition option covers you on this rally and on every other event of your season, whichever seat of the car you are in.
A high-speed roll can leave lasting damage: a hand that no longer grips, a stiff knee, a weakened spine. The permanent disability benefit of up to €200,000 is paid according to the assessed rate, money you can put towards adapting your home, your job or your car.
Réunion's roads change character within a few kilometres. Coastal tarmac dries quickly, the highland sections stay damp under low cloud, and hairpins arrive with little run-off. Most incidents come from pace notes that are slightly off, cold tyres at the start of a stage or a crew losing concentration late in a long day.
A rally season is more than one weekend. There are test sessions, recce days, other regional rounds and sometimes an event in mainland France. Personal rally car insurance stays with you all year, in the driver's or the co-driver's seat, and does not rely on whatever policy the organiser has taken out.
A regional event, the Tour Auto - Rallye de La Réunion strings together stages around the island, from sea level up to the highlands. Around 80 crews of driver and co-driver take the start, on roads with serious climbs and very few straight lines.
Running a rally over one day or several? We insure all your participants, drivers and co-drivers, with a single policy. During the event our medical assistance is reachable day and night, 24/7, and repatriation is included. We can also partner with your rally or sponsor it.
Yes, provided they take out their own personal accident policy. Each crew member is insured individually with the same guarantees: medical costs, assistance and repatriation, the Competition option and the disability benefit.
No. AxeoSport is not cancellation insurance, so entry fees, car hire and flights are not refunded. Damage to the car is not covered either. The policy deals only with the consequences of a bodily injury.
Yes. Cover applies in France and abroad, whatever your country of residence. If you are injured on Réunion, assistance arranges your evacuation and then your return home, however far away that is.
Cover applies to training as well as racing. An injury during the recce or a test session is handled under the same guarantees as one on a timed stage, so you are not waiting for the first special to be protected.
The price depends on your profile and the guarantees you choose, including the Competition option. The online quote shows your exact price straight away, so you can decide well before entries close.
