Personal accident insurance for obstacle course racing

Medical expenses

Up to €150,000 for your medical costs: hospitalisation, surgery, care and rehabilitation. A sprain on a wall, a fracture on a bad landing, a cut or hypothermia in cold water: OCR injuries are covered, from the first treatment to your return to the course.

Transport and repatriation

Medical transport and repatriation covered at actual cost. An injury in training, in a race or on an expedition far from home: we organise your care and your return, wherever you go in the world.

Competition option

A dedicated option covering FISO competitions, Spartan Race, Tough Mudder and international OCR events. From training to the biggest races, you are protected over every format.

Disability benefit

Up to €200,000 paid in the event of permanent disability. A serious accident can change everything: this benefit protects you and your loved ones, and helps you face the future with real financial security.
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Why is obstacle course racing insurance essential?

Obstacle course racing (OCR) mixes running with walls, monkey bars, rope climbs, crawling and mud over long, exhausting courses. Each obstacle multiplies the risks, and a bad landing, a grip that fails or cold water causes sprains, fractures, contusions, cuts and hypothermia. Even in training, the obstacles and the volume take their toll. A federation licence and standard contracts cover these accidents poorly, and the costs of care and rehabilitation add up.

A dedicated personal accident insurance takes over: medical costs, care, rehabilitation and disability are covered according to your guarantees, in training and in races such as Spartan Race and Tough Mudder. You can progress with a free mind.
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Insurance trusted by OCR racers

Amateur racers, competitors and coaches trust us season after season, for a single race or a whole year. Our personal accident OCR insurance stays with them on every course, in England and abroad, from weekly training to the big Spartan and Tough Mudder events. Do you also practise trail running or the ultra-trail? We cover these disciplines too, with the same simple sign-up.

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FAQ

Trouvez des réponses à toutes vos questions

Yes. Our option covers FISO competitions, Spartan Race, Tough Mudder and international OCR events, over every format.

Yes. Sprains, fractures, contusions, cuts or hypothermia from obstacles and cold water: accidents linked to OCR are covered according to your guarantees.

Yes. You are covered anywhere in the world, in training and in races, with medical transport and repatriation organised and covered at actual cost.

If you are injured in training or in competition, follow these steps.

1. Contact assistance first. Before any medical expense, call the assistance line on your card: its prior agreement is required before any hospitalisation, procedure, medical transport or repatriation.

2. Follow its instructions. Except in a life-threatening emergency, wait for its agreement before incurring costs; it directs you to the most suitable facility and organises your care.

3. Keep all your supporting documents. Initial medical certificate, reports, prescriptions and invoices are essential to process your claim.

Obstacle course racing adds walls, ropes, crawling and mud to running, while trail running is pure running on natural terrain. Whatever your discipline, we cover OCR as well as trail running and the ultra-trail.

The price depends on your profile, the plan you choose and the options. Generate your quote online in a few minutes to find out your exact price, with no commitment.
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