A complete and tailored UTV / SSV insurance

Icône UTV / SSV injury healthcare expenses

UTV / SSV injury healthcare expenses

Up to €150,000. Cervical trauma in rollovers, upper-limb fracture from steering-wheel snag, thoracic contusion in lateral impact, polytrauma in tree collision : we cover specific injuries.
Icône Transport and repatriation

Transport and repatriation

At actual cost. Morocco Desert Challenge, Sonora Rally Mexico, Mint 400 Las Vegas, UAE dunes : we organise medical repatriation from any country.
Icône UTV / SSV Competition option

UTV / SSV Competition option

The Competition add-on covers SxS (Side-by-Side) Dakar T3/T4, W2RC, Africa Eco Race, Sonora Rally, Baja 1000, Mint 400, Best in the Desert and national championships.
Icône Co-driver/passenger covered

Co-driver/passenger covered

UTV / SSV specificity : presence of the co-driver/passenger. Each seat must be covered by an individual contract. Driver and co-driver each benefit from €200,000 disability benefit and €150,000 medical expenses.
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Why is UTV / SSV insurance essential?

UTV / SSV exposes you to specific technical conditions : semi-enclosed cabin with rollcage and harness, high speeds (Polaris RZR Turbo R peaks at 130 km/h), high centre of gravity prone to lateral rollovers, presence of a passenger exposed to the same risks. Cervical compressions and upper-body fractures are common in rollovers despite the protective cage.
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Trusted by UTV / SSV drivers

Our UTV / SSV insurance is the choice of SxS Dakar T3/T4 competitors, W2RC challengers, Sonora Rally and Mint 400 enthusiasts, off-road trail riders. For buggies (open chassis), see Buggy. For quads, see Quad.

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FAQ

Trouvez des réponses à toutes vos questions

A traditional car insurance excludes off-road and competition use. Our AXEOSPORT cover is designed for typical UTV / SSV claims : lateral rollover, rock impact, track exit, collision with another UTV / SSV. You benefit from suitable caps (€150,000 medical, €200,000 disability). Compare cover levels on our plans.

UTV / SSV is driven by 2 (sometimes 4) people. Each occupant must have their own individual contract. Driver and co-driver/passenger each benefit from their disability benefit and medical expenses on a claim.

Our online simulator lets you get a tailored quote in a few clicks. Select duration (day, week, month, year), practice type (leisure, competition) and cover. Free quote, no commitment.

The UTV / SSV has an enclosed cabin with harness (Polaris RZR, Can-Am Maverick), the buggy has an open tubular chassis without doors or cabin harness, the quad is ridden astride (moto-style). Each sport has its dedicated page with cover tailored to specific risks.

The price depends on your options, your departure country and the number of days covered. For an organised off-road trail ride, the daily plan suits; for a W2RC or Sonora season competitor, the annual plan with Competition option is best. Get your free quote online in 2 clicks.
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