Rugby insurance : XV, Olympic Sevens and competitions worldwide
Playing in club, Top 14, Pro D2, Premiership, Rugby Sevens VII, Rugby League XIII, college rugby or Six Nations? Our personal accident insurance handles concussions, fractures, ligament ruptures and cervical injuries in scrums. Get a quote in a few clicks.Subscribe online
M
ASSISTANCE MEDICAL 24/7
Operated by
Mutuaide
A complete and tailored rugby insurance
Rugby injury healthcare expenses
Up to €150,000. Concussion from a high tackle, cervical fracture in collapsed scrum (life-threatening emergency), ACL rupture in lateral tackle, nose/orbit fracture, eyebrow laceration in ruck : we cover rugby-specific injuries.
Transport and repatriation
At actual cost. Summer tour in New Zealand / Australia / South Africa, Rugby World Cup, HSBC Rugby Sevens Series (Dubai, Cape Town, Hong Kong), Six Nations, Top 14 : we organise medical repatriation.
Rugby Competition option
The Competition add-on covers Rugby World Cup, Six Nations, Rugby Championship, Olympic Sevens, HSBC Rugby Sevens Series, Top 14, Pro D2, Premiership Rugby, United Rugby Championship, Rugby League Super League.
Disability benefit
Up to €200,000 per person. Rugby is the most traumatic team sport : cervical fracture risk in collapsed scrum (paraplegia/tetraplegia), repeated concussions (CTE), multiple ACL ruptures, facial fractures. Our cover handles permanent consequences.
Why is rugby insurance essential?
Rugby is the most traumatic team sport per all epidemiological studies : injuries per 1000 playing hours about 5x higher than football. Major risks : concussion (1 in 4 matches on average in pro), cervical fracture in collapsed scrum (life-threatening), repeated ACL ruptures in backs, facial fractures (nose, orbit), ruck lacerations. Sevens (faster pitch, high-speed contact) and League (rugby XIII, physically harder) increase risks. The federation licence covers part but heavy surgery (cervical, ligament) far exceeds caps.
Our rugby insurance is the choice of Top 14 and Pro D2 players, HSBC Series Sevens performers, UK Premiership, Six Nations, Rugby League Super League, CDC Rugby university players. For other team sports, see our dedicated pages.
Yes. Concussions, frequent in rugby (estimated 1 in 4 matches in pro), are covered : neurological diagnosis, MRI, CT, mandatory sport rest (HIA), specialised follow-up. CTE risk (chronic traumatic encephalopathy) from repeated impacts is taken into account.
Yes. Cervical fracture in collapsed scrum (the most serious rugby injury) is covered : life-threatening emergency, cervical immobilisation, neurosurgery, long hospital stay, rehab. The €200,000 disability benefit handles permanent consequences (paraplegia, tetraplegia).
Yes. Olympic Rugby Sevens VII and Rugby League XIII are covered. HSBC Sevens Series, Rugby League Super League, Olympic Sevens : included with Competition add-on. Specific risks (Sevens intensity, League physical contact) taken into account. Explore our plans.
Yes. Our cover is valid in over 200 countries. Six Nations summer tour in New Zealand, Australia, South Africa, international contracts in Premiership, Japanese Top League : you are covered with medical repatriation at actual cost.
The price depends on your options, your country of departure and the number of days covered. For a one-off Sevens tournament, the daily plan suits. For a Top 14 / Premiership player or Six Nations international, the annual plan with Competition option is best. Get your quote online.