Rally-Raid insurance : Dakar, W2RC and Africa Eco Race worldwide
Racing rally-raid in Dakar (Saudi Arabia), W2RC (FIA World Rally-Raid Championship), Africa Eco Race (Morocco-Senegal), Morocco Rally, BAJA Aragon, in T1+ (Audi RS Q e-tron, Toyota Hilux), T2, T3 (Yamaha Polaris), T4 SSV? Our personal accident insurance handles dune crashes, rock off-roads, co-driver trauma. Get a quote in a few clicks.Get a quote
M
ASSISTANCE MEDICAL 24/7
Operated by
Mutuaide
A complete Rally-Raid insurance for driver and co-driver
Rally-raid injury healthcare expenses
Up to €150,000. Polytrauma in dune rolls (5-10 m height), vertebral fracture in violent jump landing, cervical trauma in hidden-rock impact, dehydration from 50°C heat, post-crash desert fire burns : we cover rally-raid-specific injuries.
Remote-area transport and repatriation
At actual cost. Dakar 12-15 stages Saudi Arabia (Empty Quarter), full W2RC (Abu Dhabi, Sonora, BAJA Aragon, Morocco, Andalusia), Africa Eco Race (Monaco-Dakar), Morocco Rally, BAJA 1000 : medical repatriation from remote desert, medical helicopter included.
The Rally-Raid Competition add-on covers driver AND co-driver in same crew. Dakar Saudi Arabia (January), FIA W2RC (5 world rounds), Africa Eco Race, Morocco Rally, BAJA, GPS navigation and roadbook.
Disability benefit driver AND co-driver
Up to €200,000 per person. Saudi dunes (up to 200 m height), hidden stones in sand, Africa Eco Race fords, 50°C temperatures make rally-raid one of world's most demanding disciplines. Major paraplegia, serious polytrauma risks.
Why is Rally-Raid insurance essential?
Rally-raid combines endurance and off-road navigation over long distance in extreme environment. Dakar, relocated to Saudi Arabia since 2020, covers 8,000 km in 12-15 stages in Empty Quarter desert. W2RC FIA World Rally-Raid Championship visits 5 destinations (Abu Dhabi, Sonora Mexico, BAJA Aragon Spain, Morocco Sahara, Andalusia). Categories T1+ (Audi RS Q e-tron, Toyota Hilux), T2 (production), T3 (Yamaha YXZ, Polaris RZR Pro), T4 SSV coexist. Risks massive : hidden stones under sand, knife-edge dunes, muddy fords, extreme temperatures (50°C day, 0°C night), roadbook navigation (error = retirement). Repatriations from Empty Quarter or Atacama require medical helicopter over very long distance.
Our Rally-Raid insurance is the choice of Dakar T1+/T3/T4 crews, FIA W2RC competitors, Africa Eco Race riders. For world WRC, see WRC. For rallycross, see Rallycross.
Yes. Dakar (January, Saudi Arabia) in T1+, T2, T3, T4 SSV covered with Rally-Raid Competition add-on. 12-15 stages (8,000 km) including prologue, marathon stages (no assistance), 48h Chrono stage. Explore our plans.
Yes. Medical repatriation from remote area (Empty Quarter, Sahara, Atacama) includes medical helicopter over very long distance, primary care in regional hospital, then transfer to home country in medical jet if needed. At actual cost no ceiling.
Yes. T1+ Ultimate (Audi RS Q e-tron, Toyota Hilux, BRX Hunter), T2 Stock (Toyota Land Cruiser, Mitsubishi Pajero), T3 Light Prototype (Yamaha YXZ, Polaris RZR Pro), T4 SSV (Can-Am Maverick), Classic (historic cars) : all categories covered.
Yes. Dakar marathon stages (no technical or mechanical assistance for 2 days, crew alone in isolated bivouac) covered. On injury, medical helicopter evacuation remains priority.
The price depends on your options, your country of departure and the number of days covered. For Dakar alone (2 weeks), the extended weekly plan suits. For full W2RC season (5 world rounds + Dakar), the annual plan with Rally-Raid Competition add-on is best. Price for driver AND co-driver separately. Get your quote online.