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The 90 km bike leg strings together fast descents towards Kaprun, sometimes on a surface still wet from an afternoon storm. A broken collarbone means an ambulance, imaging and surgery. Your medical costs are covered up to €150,000, hospital stay included.
Parts of the course run through thinly populated valley stretches where the nearest hospital is a long drive away. If you cannot continue, assistance and repatriation are covered at actual cost, including the journey home, whichever country you live in.
A 70.3 is officially timed, with age-group rankings and qualifying places at stake. Many policies stop at recreational use. The Competition option covers official competition, on this race and across the rest of your season.
A heavy fall in a descent, or a knee twisted on the lakeside run, can leave lasting loss of movement. The permanent disability capital reaches €200,000, which helps with time off work and the changes that follow a serious injury.
Lake Zell is still cool at the end of August and the first few hundred metres of the swim can shorten your breath just as the heart rate peaks. On the bike, valley wind and altitude drain legs faster than a flat course at sea level. Most incidents happen late, when tired riders misjudge a bend they have already taken once that day.
Half-distance racing is built over months of long rides, open-water sessions and interval work, often alone and far from a main road. A year-round triathlon insurance policy covers training as well as racing, at home and abroad, so a broken bone in February is treated on the same terms as one in late August.
Set between the shore of Lake Zell and the ski resort of Kaprun, this half distance draws about 2,500 triathletes from across Europe. Swim, bike and run all sit under high alpine peaks that rise beyond three thousand metres. Here are the numbers worth knowing before you enter.
You run a one-day long-course triathlon. One single policy covers every one of your participants, from the first wave to the last finisher. A medical assistance line answers day and night while you race, and repatriation is included, anywhere in the world. We can also be a partner of your event.
Yes. All three disciplines are covered, from the moment you enter the water to the finish line. Cold-water shock, a blackout or a collision during the swim fall under the same medical cover as the bike.
Yes. The policy applies at home and abroad, whatever country you live in. Assistance arranges medical transport and, if your condition calls for it, the journey back to your own home at actual cost.
No. This is personal accident insurance, not cancellation insurance. It pays for the bodily consequences of an accident, never for your race entry, your flights or your accommodation in the valley.
Yes, and it is worth checking before you enter. A 70.3 is an official timed event. The Competition option covers racing in official competition, on this start line and on every other one you take this year.
The premium depends on how long you want to be covered, which guarantees you keep and how you train. The online quote gives you a figure in a couple of minutes, with no commitment.
