Lake water, dyke roads and canal paths: one policy for all of it

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A crosswind gust on an open dyke, €150,000 of care

Flat roads mean high speeds, and the wind off the water shoves riders sideways with no warning. One gust on an exposed dyke, one twitch of the bars, and you hit the tarmac carrying speed. Medical costs are covered up to €150,000, scans and surgery included.

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Lifted from the lake, evacuation at actual cost

The Markermeer is still cold in June and chop builds fast once the breeze gets up. A swimmer in trouble far from the bank needs a boat, then care on shore. Assistance and repatriation are paid at actual cost, right through to the journey home.

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A half-distance bib and the polder rides behind it

General policies tend to stop at the entry to any timed, ranked event. The Competition option insures your start at Hoorn and every other number you pin on this year, including the brick sessions on open roads that got you ready.

icon Capital invalidité

Lasting damage from a high-speed fall: up to €200,000

There is nothing on a flat course to slow a crash down, and shoulders and wrists take the impact badly. When a limitation turns out to be permanent, the permanent disability capital runs to €200,000 and offsets what you can no longer do.

AxeoSport icon

Could the wind decide your race at Hoorn?

A flat course flatters athletes chasing a personal best. With no climb to break the effort, you stay on the aerobars for ninety kilometres and the wind sets the rhythm instead of the terrain. A gust at a bridge, a group braking, an overlapped wheel: nothing on the road slows that fall down.

Triathlon is not one June morning. Pool sessions, winter long rides, dark runs along the canal: exposure runs across twelve months, and that is when most injuries land. Year-round triathlon insurance covers those hours too, at home and on every trip to a start line abroad.

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Westfriesland half-distance race: key facts

Westfriesland is the Dutch stop on the half-distance calendar, based in Hoorn, an old inland-sea trading port. The field stays manageable at roughly 2,000 starters, and the route makes the most of near-zero gradient, straight dyke roads and a historic centre for the run.

  • Location: Hoorn, West Friesland, Netherlands
  • Next edition: next edition to be confirmed
  • Format: 1.9 km swim, 90 km bike, 21.1 km run
  • Participants: around 2,000 athletes
  • Conditions: windy early summer, cool fresh water, flat exposed course

Putting on a one-day, three-sport race?

Wave starts, two transitions, volunteers spread along the route. We insure all your starters through a single sign-up, anywhere in the world. While the race is on, our medical line answers day and night, and repatriation is included. We are also open to backing your event as a partner.

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FAQ

What Westfriesland entrants ask us

No. Flat roads are ridden fast and crosswinds cause clean, hard falls. Shoulder and wrist injuries dominate on courses like this one, and treatment for them sits squarely under the medical costs cover.

No. Lake, canal or sea, the policy makes no distinction between bodies of water. What matters is the bodily accident: cramp, hypothermia or a collision with another swimmer during the 1.9 km loop.

Ankle sprains and tendon problems, usually made worse by the fatigue carried over from 90 km on the bike. Consultations, imaging and prescribed rehabilitation all fall under the medical costs cover.

No. This policy is personal accident insurance, not cancellation insurance. It refunds neither the entry nor the travel, but it keeps covering you the moment you go back to training.

The price follows the plan you pick, the length of cover and whether the Competition option is added. The online quote returns your exact figure in minutes, with nothing committed.

From the Markermeer start to the old harbour, race with one worry less