Swell, crosswind and cover that still holds

icon Frais médicaux

Shoulder wrenched in the swell, care up to €150,000

Mass start elbows, a wave across your stroke, a slippery exit ramp: the ocean leg hurts shoulders and ankles before the bike even starts. Your medical costs are covered up to €150,000, including hospital stays and surgery.

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Lifted from the water, then taken home

Trouble offshore means a safety boat first and an ambulance second, and your own home can be a long drive or a flight away. Assistance and repatriation are covered at actual cost, right through to your front door.

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Official starts, from this half distance to next winter

Standard policies often exclude official racing, which is precisely why you booked the trip. The Competition option covers competitive racing on this event and across your season, from sprint triathlons to long sportives and open water swims.

icon Capital invalidité

Flat, fast, and sometimes final: up to €200,000

A flat course is a fast course, and a crash at race speed on exposed tarmac can leave lasting damage. The permanent disability capital runs to €200,000, so a changed body does not also mean a changed income.

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Built for salt water, crosswind and race speed

At Les Sables-d'Olonne the trouble arrives from the sea and the sky. Swell breaks up your rhythm and fills your mouth, the exit ramp is slick, then the bike crosses open marshland where a side gust can move you half a metre without warning. The June half marathon finishes on hot concrete with nothing left in your legs.

A race number covers one day, not a year of training. Long coastal rides, winter pool sets and the first cold open water swims of spring are where most injuries happen, with nobody watching. Year round triathlon insurance stays with you across all three disciplines, at home and abroad.

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Key facts before you line up by the water

This half distance puts its swim in the Atlantic, its bike leg across the Vendée marshes and bocage and its run beside the water. Around 2,500 triathletes line up in June, drawn by a fast course and a seafront finish.

  • Location: Les Sables-d'Olonne, Vendée, France
  • Next edition: next edition to be confirmed
  • Format: 1.9 km swim, 90 km bike, 21.1 km run
  • Participants: around 2,500 triathletes
  • Conditions: ocean swim, possible swell, coastal wind, flat course

Insure your whole start list in one go

Your event runs in a single day, with an open water swim and tight transitions. We insure every entrant through one sign up. Our medical assistance line stays reachable day and night while you race, repatriation is included, and we can also be a partner of your triathlon.

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FAQ

Entrant questions about cover for this 70.3

Yes. Open water swimming is part of the event and sits inside the same bodily accident cover as the bike and run, including your own sea training sessions through the year.

Emergency care, scans and any hospital stay fall under medical costs, and assistance organises your journey home if you cannot ride or drive yourself afterwards.

No. This is personal accident insurance rather than cancellation cover. It pays for the bodily consequences of an accident, never the entry fee, the ferry or the hotel.

Yes. The policy holds whatever your country of residence and wherever you race or train, and repatriation takes you back to your own home instead of the closest hospital.

Price depends on whether you insure the single event or the whole season, and on the options you add. The online quote shows your own figure in a few minutes, with no commitment.

From Atlantic swell to the seafront, run with a clear head