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The 90 km bike leg rolls out of Gdynia over rising ground and drops fast towards the coast. Loose gravel on a bend is all it takes to break a collarbone. Your medical costs are covered up to €150,000, including hospital admission and surgery.
The swim is held in open water, well away from the shore, and the Baltic stays cool even in late summer. Cramp, hypothermia or a blow from another swimmer means a boat lift and then an ambulance. Assistance and repatriation are covered at actual cost.
A timed race with official rankings is exactly what standard policies leave out. The Competition option insures racing under licence, on this half-distance event and on every other start of your year, long training rides and open-water sessions included.
A hard fall can leave something that never heals: a shoulder that loses its range, a wrist that stays weak. The permanent disability capital reaches €200,000 and buys you time while you rebuild, at work as much as in training.
Most of the trouble at Gdynia happens before the race really starts. The water is colder than visitors expect, the mass start is crowded, and swimmers who go out hard to warm up end up breathing badly. The bike then climbs inland, where overheating and an over-cooked descent put riders on the tarmac within seconds.
A half-distance build-up runs for a year: pool sets at dawn, winter turbo work, long rides on open roads. That is where most injuries actually happen, with no bib number in sight. Year-round triathlon insurance protects the training as well as the race day, at home and on every trip abroad.
Gdynia is the Baltic stop on the half-distance circuit, held in August in a working port city used to hosting large sporting weekends. A bay swim, a ride into the hills and a half marathon on the waterfront keep the whole course within easy reach of spectators.
You put on a one-day race across three sports. We insure every starter through a single sign-up, anywhere in the world. Our medical line answers day and night while your event is running, and repatriation is included. We can also come in as a partner or sponsor of your race.
Yes. Open-water swimming is part of the race and stays covered, wetsuit or not. Cramp, hypothermia or a collision during the 1.9 km loop is treated as a personal accident under the medical costs cover.
Yes. The policy applies in your own country and abroad, whatever your country of residence. Treatment billed locally is taken care of, and assistance arranges your journey home when your condition calls for it.
It insures racing in official competition, both on this half-distance event and across the rest of your season. Without it, most general policies set aside timed events with results and rankings, which is what an IRONMAN bib means.
No. This is personal accident insurance, not cancellation insurance. Neither the entry nor travel costs come back to you. What it covers is the bodily consequences of an accident, before, during or after the race.
It depends on the plan, how long you want to be covered and whether you add the Competition option. The online quote gives you your exact price in a couple of minutes, with no commitment.
