Personal accident insurance for horse racing

icon Medical expenses

Medical expenses

Up to €150,000 for your medical expenses: hospitalisation, surgery, care and rehabilitation. Falls, impacts or a simple check-up: horse racing injuries are covered, from first aid through to your return to the track.
icon Transport and repatriation

Transport and repatriation

Medical transport and repatriation covered at actual cost. Fall or injury abroad, medical transport/evacuation or a race far from home: we organise your transport to the most suitable facility and then your journey home, without you advancing the costs.
icon Competition option

Competition option

A dedicated competition option for jockeys and drivers. Trot races, gallop races and official meetings are covered, with the same guarantees as in training and no extra paperwork on event day.
icon Disability benefit

Disability benefit

Up to €200,000 paid in the event of permanent disability. If an accident leaves lasting after-effects, this capital helps you adapt your daily life, your home or your professional activity. A long-term protection, for you and for your loved ones.
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Why insure your horse racing practice?

Horse racing involves very high speeds, packed starts and contact between horses that multiply the risk of falls, particularly during gallop races. A fall at high speed can cause head trauma, fractures or serious injuries, for both jockey and driver. Standard licences and classic contracts cover these accidents poorly, and medical costs climb quickly after a serious injury.

A dedicated personal accident insurance takes over: medical costs, transport, rehabilitation and disability are covered depending on your guarantees, during training as in racing. You can race every heat with a free mind.
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An insurance trusted by horse racing professionals

Jockeys, drivers and trainers trust us season after season, for a single meeting as for the whole year. Our personal accident insurance for horse racing accompanies them during training and at races, in England and abroad, from local meetings to major races. Do you also practise chariot racing or equestrian endurance? We also cover these disciplines, with the same simple subscription.

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horse racing that stays safe and serene

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FAQ

Trouvez des réponses à toutes vos questions

Yes. Our plans cover morning work, schooling and official races on the flat and over jumps. The competition option reinforces your capital for race day, when a full field gallops at maximum speed.

Yes, cover applies when you travel abroad for a meeting or a training stint. Medical costs incurred on site are handled and medical repatriation is arranged if your condition requires it.

Yes. An injury from a pile-up in the field or from being trampled after a fall is treated as a competition accident, including imaging, surgery and rehabilitation. We strongly advise a high disability capital.

No. The cover is open to licensed jockeys and to work riders alike. In a training yard or on the track, your personal accident insurance for horse racing follows you across every ride and race.

In case of injury while horse racing, follow these steps.

1. Contact the assistance service first. Before any medical expense, call the assistance number shown on your card. Its prior approval is required before any hospitalisation, surgery, medical transport or repatriation.

2. Follow the assistance instructions. Except in a life-threatening emergency, wait for its approval before incurring costs. It will direct you to the most suitable facility and organise your care according to your cover. Expenses incurred without prior approval cannot be reimbursed.

3. Keep all your supporting documents. Initial medical certificate, reports, prescriptions, test results and invoices: they are essential to process your claim.

The price depends on the plan you choose and the length of cover. Get your online quote in a few clicks.
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