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October drizzle sits on the cobbles of the old town and on the ramps up to the bridges, and your footing stops being reliable. A slip at thirty-five kilometres breaks a wrist or dislocates a shoulder. Medical costs are covered up to €150,000.
Many runners fly in for this autumn marathon. If you are stretchered off a bridge or a quayside, you do not make the journey back on your own. Assistance and repatriation are covered at actual cost, to your own address, wherever you live.
Both the marathon and the half are chip-timed, officially ranked races. The Competition option covers this October bib and the rest of your year, from winter 10Ks to the next spring marathon you sign up for.
Late-marathon fatigue wrecks your form and multiplies falls on kerbs and tram rails. If an accident leaves permanent damage, permanent disability capital reaches €200,000, which is what pays for the adaptations that follow at home and at work.
Cologne's flat profile tempts you into record pace, which only brings the wall forward. October mornings can start a few degrees above zero, rain makes the stone slippery, and wind funnels along the river. Fatigue, low blood sugar and a foot that slides away are the three ingredients behind most late-race accidents.
A marathon is six months of preparation, and plenty of injuries happen long before the start line: a three-hour long run in the rain, a threshold session, a badly lit pavement at dusk. An annual marathon insurance policy covers those kilometres as well as race day, in Germany and at home.
Held in early October, the Generali Köln Marathon offers a marathon and a half marathon through a city split by the Rhine, with bridge crossings and a return to the centre. Around twenty-five thousand runners take part, many of them from abroad.
A marathon and a half marathon mean hours of racing to watch over. We insure every participant with one single sign-up. Our medical assistance line answers day and night, repatriation is part of the cover, and we are happy to come in as a partner of your event.
Yes. Personal accident insurance applies whatever your country of residence and whatever country you race in. Training runs at home and the marathon itself in Cologne are treated in exactly the same way.
Yes. Your distance does not change the guarantees. Medical costs, assistance, repatriation and disability capital apply over the half as over 42.195 kilometres, with the Competition option covering officially ranked racing.
No. This is personal accident insurance, not cancellation insurance, so your bib, travel and hotel are not repaid. It covers the medical consequences of the accident itself.
Accidents in training open the same guarantees as accidents in the race: medical costs, assistance where your condition needs it, and repatriation if you are hurt far from home.
The price varies with the formula and the length of cover you choose, a single race or a full year. The online quote returns the exact figure in a couple of minutes.
