From sea level upwards, what you settle before the start

icon Frais médicaux

Empty tank on the climb, costs covered to €150,000

A long November ascent drains you faster than planned, and that is usually when the front wheel starts wandering. One lapse puts you into a parapet or off the edge. Medical costs are covered up to €150,000, from the first scan through surgery and recovery in hospital.

icon Transport et rapatriement

Down on a switchback far from the coast, taken home

The higher you ride, the further away help waits, and tight hairpins slow every vehicle trying to reach you. Assistance covers evacuation and repatriation at real cost, from the point of the accident to your own front door, however far that turns out to be.

icon Option compétition

Olympic-distance bib, a whole season of racing covered

Chasing a time on a course with this much climbing means descending hard, sometimes on tarmac still damp from morning cloud. The Competition option covers official racing, here and at every other event you enter over the year.

icon Capital invalidité

Lasting disability after the descent, up to €200,000

Leaving the road at speed can cause neurological or joint damage that never resolves, and the gap between a scare and a changed life is a few metres of guardrail. The permanent disability capital runs to €200,000 to fund what comes next.

AxeoSport icon

Why the 0-3000 catches out riders who climb well

The trap is not the gradient, it is the swing. You leave the coast in damp November heat, gain altitude soaked in sweat, then drop back down through noticeably cooler air with a wet jersey. Cramp, overheating and chilling can all arrive inside one effort, and concentration drops exactly where the corners get serious.

Getting ready for a profile like this takes months of hill repeats, long rides and swim or run blocks depending on the format you choose. That is where most accidents actually happen, nowhere near a timing mat. Year-round triathlon insurance covers those sessions the same way it covers your race number in November.

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Triathlon 0-3000 in five lines

A November fixture starting from Saint-Pierre, offering an Olympic-distance triathlon and an Olympic duathlon for non-swimmers. The field stays local and familiar, with roughly three hundred entries across both formats and a course built around serious elevation.

  • Location: Saint-Pierre, Réunion, France
  • Next edition: next edition to be confirmed
  • Format: Olympic-distance triathlon and duathlon
  • Participants: around 300 competitors
  • Conditions: early southern summer, high humidity, mountain roads and heavy climbing

Two formats on one day, one policy for every starter

A triathlon and a duathlon on the same day means two fields to look after. We insure them all through a single policy. Our medical assistance line stays reachable day and night while you race, and repatriation is included. We can also come in as a partner, anywhere in the world.

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FAQ

Before you sign up for the 0-3000

Yes. Both formats sit under the same personal accident insurance. Whether you swim or start with a run, the cover applies to bodily injury suffered while you are racing or training for it.

Assistance launches an evacuation from wherever the accident happened, including steep roads where access takes time, then arranges your return home. The real cost of that transport is taken care of.

No. This is personal accident insurance rather than cancellation insurance. It reimburses neither the bib nor the travel. What it covers is the bodily consequence of an accident and the treatment involved.

Yes. Training counts the same as competition, on the road and in the pool, all year and in every country. The climbs you repeat before November fall under exactly the same guarantee.

It depends on the guarantees you keep and the length of cover you want. The online quote returns your exact figure in a few minutes, freely and with nothing committed.

Climb to the heights, drop back to the coast, ride easy