Personal accident insurance for TREC

Medical expenses

Up to €150,000 for your medical expenses: hospitalisation, surgery, everyday care and rehabilitation. Fall in the forest, twisted ankle on a bank, fractured collarbone or back injury: TREC injuries are covered, from the first medical appointment to your return to the trails.

Transport and repatriation

Medical transport and repatriation covered at actual cost, wherever you practise around the world. Accident on an isolated route, mountain evacuation or event far from home: we organise your transport to the most suitable facility and then your journey home, without you advancing the costs.

Competition option

A dedicated competition option, essential as soon as you enter an event. Club classes, POR orienteering rides, national championships and international events are covered, whatever your level, with the same guarantees as in training and no extra paperwork.

Disability benefit

Up to €200,000 paid in the event of permanent disability. If an accident leaves lasting after-effects, this capital helps you adapt your daily life, your home or your professional activity. A long-term protection, for you and for your loved ones.
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Why is TREC insurance essential?

TREC combines orienteering on horseback, control of paces and a course of natural obstacles: ditches, banks, low branches, footbridges and steep slopes. Riders travel for hours far from any road, sometimes alone, on ground that can be slippery or unstable. A fall in the forest, a stumble on a descent or a shy at an obstacle can lead to a fracture or a sprain far from help. Yet a federation licence or a club membership does not always cover the real costs, especially in case of surgery or a long rehabilitation.

A personal accident insurance takes over: it complements your licence, reimburses the expenses left at your charge and covers evacuation as well as repatriation. You can keep riding every trail and living your passion with a free mind, knowing the unexpected is covered.
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Insurance trusted by TREC riders

Leisure riders, club competitors and championship regulars trust us every day, for training as for events. Our personal accident insurance for TREC follows them all year long, in the forest as on the road, with guarantees designed for outdoor equestrian sports. Do you also practise equestrian endurance or horse riding? We also cover these disciplines, with the same limits and the same simplicity.

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FAQ

Trouvez des réponses à toutes vos questions

Yes, including evacuation. TREC takes you deep into forests and hills, so medical transport and repatriation are covered at actual cost, whatever the distance from the nearest road. Discover our plans.

No, it complements your licence. A federation licence is still required to train in affiliated clubs and enter official competitions. Our cover strengthens your protection with higher limits on medical expenses, repatriation and disability.

Our insurance covers the rider, not the horse or the gear. Liability is not included either: it falls under your licence or home insurance. For your saddle and equipment when travelling, the baggage option can complete your cover.

If you are injured during training, a ride or a competition, follow these steps.

1. Contact the assistance service first. Before any medical expense, call the assistance number shown on your card. Its prior approval is required before any hospitalisation, surgery, medical transport or repatriation.

2. Follow the assistance instructions. Except in a life-threatening emergency, wait for its approval before incurring costs. It will direct you to the most suitable facility and organise your care according to your cover. Expenses incurred without prior approval cannot be reimbursed.

3. Keep all your supporting documents. Initial medical certificate, reports, prescriptions, test results and invoices: they are essential to process your claim.

The price depends on the plan you choose and the duration of cover. Get your online quote in just a few clicks.
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