Personal accident insurance for traditional carriage driving

icon Medical expenses

Medical expenses

Up to €150,000 for your medical expenses: hospitalisation, surgery, care and rehabilitation. Falls, impacts or a simple check-up: traditional carriage driving injuries are covered, from first aid through to your return to the reins.
icon Transport and repatriation

Transport and repatriation

Medical transport and repatriation covered at actual cost. Fall or injury abroad, medical transport/evacuation or a carriage presentation far from home: we organise your transport to the most suitable facility and then your journey home, without you advancing the costs.
icon Competition option

Competition option

A dedicated competition option for traditional drivers. Concours d'élégance, presentations and parades are covered, with the same guarantees as in training and no extra paperwork on event day.
icon Disability benefit

Disability benefit

Up to €200,000 paid in the event of permanent disability. If an accident leaves lasting after-effects, this capital helps you adapt your daily life, your home or your professional activity. A long-term protection, for you and for your loved ones.
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Why insure your traditional carriage driving practice?

Traditional carriage driving involves handling one or several horses harnessed to a historic carriage in front of a crowd, in places that can be noisy or unpredictable. A bolting horse or a carriage poorly controlled on a slope can cause an overturn and seriously injure both driver and groom. Standard licences and classic contracts cover these accidents poorly, and medical costs climb quickly after a serious injury.

A dedicated personal accident insurance takes over: medical costs, transport, rehabilitation and disability are covered depending on your guarantees, in presentation as in competition. You can present every carriage with a free mind.
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An insurance trusted by traditional carriage drivers

Passionate drivers, vintage carriage collectors and club grooms trust us season after season, for a single presentation as for the whole year. Our personal accident insurance for traditional carriage driving accompanies them in presentation as in competition, in England and abroad, from the first parades to major concours d'élégance events. Do you also practise competitive carriage driving or horse racing? We also cover these disciplines, with the same simple subscription.

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traditional driving that stays safe and serene

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FAQ

Trouvez des réponses à toutes vos questions

Yes. Our plans cover training, heritage outings and official concours run under FFE rules, across presentation, road drive and cones. The competition option reinforces your capital for the driving phases with the most exposure.

Yes. The groom rides on the carriage and shares the risk of a fall or an overturn, so they can be insured like the driver. We advise cover for both people on the turnout.

Yes, cover applies when you travel abroad for a concours or a heritage event. Medical costs incurred on site are handled and medical repatriation is arranged if your condition requires it.

No. The cover is open to licensed drivers and grooms and to heritage enthusiasts alike. In an affiliated club or a private yard, your personal accident insurance for traditional carriage driving follows you across every outing and concours.

In case of injury during traditional carriage driving, follow these steps.

1. Contact the assistance service first. Before any medical expense, call the assistance number shown on your card. Its prior approval is required before any hospitalisation, surgery, medical transport or repatriation.

2. Follow the assistance instructions. Except in a life-threatening emergency, wait for its approval before incurring costs. It will direct you to the most suitable facility and organise your care according to your cover. Expenses incurred without prior approval cannot be reimbursed.

3. Keep all your supporting documents. Initial medical certificate, reports, prescriptions, test results and invoices: they are essential to process your claim.

The price depends on the plan you choose and the length of cover. Get your online quote in a few clicks.
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