Personal accident insurance for sidesaddle riding

Medical expenses

Up to €150,000 for your medical expenses: hospitalisation, surgery, everyday care and rehabilitation. Fall from the saddle, fractured collarbone, back injury or sprain: sidesaddle riding injuries are covered, from the first medical appointment to your return to the saddle.

Transport and repatriation

Medical transport and repatriation covered at actual cost, wherever you practise around the world. Fall in an outdoor arena, on a hack far from the yard or at a show abroad: we organise your transport to the most suitable facility and then your journey home, without you advancing the costs.

Competition option

A dedicated competition option, essential as soon as you enter an event. Sidesaddle classes, historical presentations, shows and championships are covered, whatever your level, with the same guarantees as in training and no extra paperwork.

Disability benefit

Up to €200,000 paid in the event of permanent disability. If an accident leaves lasting after-effects, this capital helps you adapt your daily life, your home or your professional activity. A long-term protection, for you and for your loved ones.
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Why is sidesaddle riding insurance essential?

Sidesaddle riding demands a very particular balance: both legs on the same side, a specific saddle and a seat that leaves little room for error. A shy, a refusal or a stumble can lead to an awkward fall, with the rider unable to recover as easily as astride. Bruises, fractured collarbones, sprains and back injuries are part of the discipline. Yet a federation licence or a club membership does not always cover the real costs, especially in case of surgery or a long rehabilitation.

A personal accident insurance takes over: it complements your licence, reimburses the expenses left at your charge and follows you in England as abroad, in training as in shows. You can keep progressing and living your passion with a free mind, knowing the unexpected is covered.
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Insurance trusted by sidesaddle riders

Leisure riders, show participants and competitors trust us every day, for training as for events. Our personal accident insurance for sidesaddle riding follows them all year long, at the yard and on the road, with guarantees designed for equestrian sports. Do you also practise horse riding or dressage? We also cover these disciplines, with the same limits and the same simplicity.

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FAQ

Trouvez des réponses à toutes vos questions

Yes, with the same guarantees. Lessons, hacking, historical presentations and competitions are covered in the same way, whatever the saddle used. Discover our plans.

No, it complements your licence. A federation licence is still required to train in affiliated clubs and enter official competitions. Our cover strengthens your protection with higher limits on medical expenses, repatriation and disability.

Our insurance covers the rider, not the horse or the gear. Liability is not included either: it falls under your licence or home insurance. For your saddle and equipment when travelling, the baggage option can complete your cover.

If you are injured during training, a lesson or a show, follow these steps.

1. Contact the assistance service first. Before any medical expense, call the assistance number shown on your card. Its prior approval is required before any hospitalisation, surgery, medical transport or repatriation.

2. Follow the assistance instructions. Except in a life-threatening emergency, wait for its approval before incurring costs. It will direct you to the most suitable facility and organise your care according to your cover. Expenses incurred without prior approval cannot be reimbursed.

3. Keep all your supporting documents. Initial medical certificate, reports, prescriptions, test results and invoices: they are essential to process your claim.

The price depends on the plan you choose and the duration of cover. Get your online quote in just a few clicks.
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