NASCAR insurance : Cup Series, Daytona 500 and US ovals worldwide
Driving in NASCAR Cup Series, Xfinity Series, Craftsman Truck Series, ARCA Menards Series or NASCAR Whelen Modified? Our personal accident insurance handles 320 km/h superspeedway crashes Daytona/Talladega, dense pack collisions (40 cars). Get a quote in a few clicks.Get a quote
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ASSISTANCE MEDICAL 24/7
Operated by
Mutuaide
A complete and tailored NASCAR insurance
NASCAR injury healthcare expenses
Up to €150,000. Cervical trauma in 320 km/h SAFER barrier impact, multiple fractures in Daytona/Talladega Big One (20+ car pile-up), lateral hit concussion, pit lane fuel burns : we cover injuries specific to stock car racing.
Transport and repatriation
At actual cost. Daytona International Speedway (Daytona 500, Coke Zero Sugar 400), Talladega Superspeedway, Bristol Motor Speedway, Charlotte Motor Speedway, Indianapolis road course, Watkins Glen, Sonoma : we organise medical repatriation from any NASCAR circuit.
NASCAR Competition option
The Competition add-on covers NASCAR Cup Series (36 races/year + playoffs), Xfinity Series (33 races), Craftsman Truck Series (23 races), ARCA Menards Series, Whelen Modified Tour, NASCAR team private testing.
Disability benefit
Up to €200,000 per person. Superspeedways (Daytona, Talladega) generate massive pile-ups (Big One) sometimes involving 20-30 cars. Dale Earnhardt death at Daytona 2001 led to mandatory HANS Device. Our cover handles permanent consequences.
Why is NASCAR insurance essential?
NASCAR combines extreme speeds (320 km/h on superspeedways), ultra-dense pack (40 stock cars on track), varied formats (short/intermediate/superspeedway ovals, road courses, dirt at Bristol), intense duration (Coca-Cola 600 = 1100 km, 4-5h). Big Ones at Daytona and Talladega involve up to 30 cars simultaneously. IndyCar/Sportscar crossover (Kyle Larson, Jimmie Johnson) increases international appeal but risk stays very high. NASCAR licence includes cover but cervical surgery and burns exceed caps.
Our NASCAR insurance is the choice of Cup Series drivers, Xfinity and Truck Series competitors, international European guests (Jenson Button, Daniel Suarez), ARCA hopefuls. For IndyCar (US open-wheel), see IndyCar. For F1 (FIA), see Formula 1.
Yes, with the Competition add-on. Daytona 500 (Cup Series season opener, 500 miles over 200 superspeedway laps) stacks Big One risks : 20-30 car pile-up at 320 km/h in tight pack. US repatriation cover at actual cost. Explore our plans.
No. HANS Device (mandatory since 2001 post-Earnhardt) and SAFER barriers (since 2002) divided mortality by 10, but fractures, concussions and burns remain frequent in Big One or powerful frontal impacts. Our cover handles these claims.
Yes, with the Competition add-on. NASCAR Xfinity Series (Cup feeder) and Craftsman Truck Series (pickup trucks) are covered. Risks close to Cup Series, slightly smaller pack but sometimes more aggressive racing.
Yes. NASCAR Cup Series includes 6 road courses per season (Watkins Glen, Sonoma, Road America, COTA Austin, Indianapolis road course, Charlotte ROVAL). Dynamics differ from ovals (braking, tight corners). Covered without extra premium.
The price depends on your options, your country of departure and the number of days covered. For a Charlotte test or special weekend, the daily plan suits. For a Cup Series season driver (36 races + playoffs), the annual plan with Competition option is best. Get your quote online.