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City racing punishes tired feet. A kerb caught on a fast downhill section, a pothole hidden in the pack, and the ankle or wrist takes it. Scans, immobilisation and surgery are covered up to €150,000, including treatment in a Spanish private hospital.
Most foreign runners fly in for a long weekend. If an accident means several days on a ward, assistance arranges repatriation at actual cost and brings you back to your own doctors, so nobody has to organise flights and paperwork from abroad.
A chip-timed half with official results counts as competition. The Competition option covers official racing on this bib and across your whole season, from winter 10 km races to the autumn marathon you are already planning.
An open fracture or a head injury can change how you work and how you train. The permanent disability benefit reaches €200,000, paid according to the recognised level, to fund long rehabilitation, home adaptation or lost income.
Madrid has two traps. The thin air at 650 metres shows up the moment the pace lifts, and a cool March start can turn into a sunlit finish twenty degrees warmer than the hotel lobby. Many runners spend themselves on the early downhill kilometres, then tighten up on the long drags home, which is where cramp, rolled ankles and heat trouble appear.
Most running injuries do not happen on race day. They build during the long runs, the track sessions on wet surfaces and the extra hill rep in February. Annual individual accident insurance stays with you through all of it rather than for a single Sunday. See our half marathon insurance for what each guarantee covers.
Held in March or April, this one-distance race takes about 20,000 runners through the heart of the Spanish capital. Here are the practical details to check before you enter and before you sort your individual accident cover.
You put thousands of bibs on the line in a single morning. We insure every one of your participants with one subscription. Medical assistance answers day and night while you are racing, repatriation is included anywhere in the world, and we can also be a partner of your event.
No. Six hundred and fifty metres changes nothing in the contract. The guarantees apply over the whole course, during your warm-up, through the race itself and across your preparation runs at home.
Yes. Cover applies in France and abroad, whatever your country of residence. Medical costs in a Spanish hospital are taken care of, and assistance organises your journey home when your condition requires it.
No. This is individual accident insurance. It does not refund your bib or your travel. It pays for the bodily consequences of an accident before, during or after the race.
Because a ranked, chip-timed race is official competition. The option covers that practice on your Madrid bib and for the rest of the season, including other halves and road races you enter later.
The price depends on the formula, the length of cover and the options you keep. The online quote gives you an exact figure in a couple of minutes and lets you subscribe straight away.
