Cover shaped by Welsh swell and Pembrokeshire gradients

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Medical costs up to €150,000 once you leave the water

You exit onto wet sand, then up the concrete slipway at North Beach, barefoot with heavy legs. Sprains, deep cuts and falls on wet concrete are routine here, and medical costs are covered up to €150,000, from emergency care to hospital stay and surgery.

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Assistance and repatriation from hedge-lined Welsh lanes

Pembrokeshire lanes are narrow, blind in places and a long way from the nearest hospital. After a crash on the bike, assistance and repatriation apply at actual cost, from evacuation at the roadside to the journey back to your own home.

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Competition option, from this Welsh start line to your season

A long-distance slot takes a year of building, through winter pool blocks and warm-up races. The Competition option covers racing in official competition, on this event and on every other number you pin on during the season, at home or abroad.

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Up to €200,000 when a wet descent ends a career

Greasy tarmac and steep gradients mean a high-speed crash can leave lasting damage. The permanent disability capital pays up to €200,000 depending on the assessed rate, so you can adapt your home, your car or your working life.

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What a Welsh September does to an underprepared athlete

The bay stays cold and the swell builds fast, which disorients anyone who swims too wide of the buoy line. On the bike, short sharp climbs and slick descents drain the legs, and plenty of athletes start the marathon with nothing in reserve. Late-summer rain brings hypothermia on quickly once the pace drops.

An IRONMAN is not won in a day, it is built over a full year of long rides in the rain, winter swim sets and repeated hill work. Year-round triathlon insurance covers those training hours too, in a club or on your own, and travels with you to the rest of your race calendar.

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Key facts about the Welsh long course

Launched in the early 2010s, the Welsh race brings roughly 2,000 starters to Tenby each September over the full distance. Its reputation rests on relentless climbing, an exposed stretch of open sea and a crowd packed into the narrow streets of the old town.

  • Location: Tenby, Wales, United Kingdom
  • Next edition: next edition to be confirmed
  • Format: 3.8 km swim, 180 km bike, 42.2 km run
  • Participants: around 2,000 starters
  • Conditions: cold choppy sea, constant climbing, wind and rain likely

Running a one-day long-distance race

You put hundreds of triathletes through a single day of swimming, riding and running. We insure all your participants under one policy, with medical assistance you can reach day and night while the race is on. Repatriation is included. We can also be a partner of your event, anywhere in the world.

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FAQ

Questions athletes ask before the Tenby start

Yes. Any bodily injury during the swim is covered, including one sustained while climbing back onto the beach. Withdrawing in itself pays nothing, because the policy responds to physical injury rather than to a lost finish.

Yes. Cover applies abroad whatever your country of residence. You are insured during the Welsh race and during your training, with no extra formality tied to your nationality or your home address.

This is individual accident insurance, not cancellation insurance. It refunds neither your entry nor your travel costs. It covers the bodily consequences of an accident, during the race and throughout your training.

Yes, as soon as you take a number in official competition. The option covers racing on the Welsh course and across your full season, including the build-up events you use as preparation.

The price depends on the plan you choose and how long you want to be covered. The online quote shows your figure in a couple of minutes, with no commitment, and you can subscribe straight away.

Swim out into Carmarthen Bay knowing your medical costs are covered