A personal accident insurance for highland games

icon Medical expenses

Medical expenses

Up to €150,000 for your medical expenses: hospitalisation, surgery, care and rehabilitation. Lower back pain, muscle tear or a simple consultation: highland games injuries are covered, from first aid to your return home.
icon Transport and repatriation

Transport and repatriation

Medical transport and repatriation covered at actual cost. Injury during a highland games event abroad, medical transport or competition far from home: we organise your transport to the most suitable facility and then your journey home, without you advancing the costs.
icon Competition option

Competition option

A dedicated competition option for strength athletes. Hammer throw, stone put and international meets are covered, with the same guarantees as in training and no extra paperwork on event day.
icon Disability benefit

Disability benefit

Up to €200,000 paid in the event of permanent disability. If an accident leaves lasting after-effects, this capital helps you adapt your daily life, your home or your professional activity. A long-term protection, for you and for your loved ones.
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Why insure your Highland games practice?

Highland games place heavy strain on the back, shoulders and knees during caber, stone and hammer throws. A bad rotation can cause a muscle tear or a herniated disc. A poorly controlled caber falling also exposes athletes to bruising and fractures. Standard club membership and general contracts cover these accidents poorly, and medical costs add up fast...

A dedicated personal accident insurance takes over: medical costs, transport, rehabilitation and disability are covered according to your plan, in training as in competition. You can then chain your throws with a free mind.
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An insurance trusted by highland games athletes

Whether you compete in a club or as a hobby on grounds across England, our personal accident insurance for highland games adapts to your practice and supports you from your first throw to competition. It usefully complements your federal licence for full protection, in England and abroad. We also cover these disciplines, with the same simple sign up: basque strength sports and tug of war.

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Throw strong, your insurance has you covered

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FAQ

Trouvez des réponses à toutes vos questions

Yes. A back injury or a disc problem caused by tossing the caber or lifting weights is covered, including imaging, any surgery and rehabilitation. Given the loads, we advise a solid disability capital.

Yes, cover applies when you travel abroad for a gathering or a world event. Medical costs incurred on site are handled and medical repatriation is arranged if your condition requires it.

Yes. An injury from a caber falling back or a dropped weight hitting the body is treated as an accident, including emergency care, surgery and rehabilitation. We advise a solid medical-expenses ceiling.

No. The cover is open to everyone, from amateurs to elite throwers. Whether you train in a club or on your own, your personal accident insurance for Highland games follows you across every session and gathering.

In case of injury during a highland games event, follow these steps.

1. Contact the assistance service first. Before any medical expense, call the assistance number shown on your card. Its prior approval is required before any hospitalisation, surgery, medical transport or repatriation.

2. Follow the assistance instructions. Except in a life-threatening emergency, wait for its approval before incurring costs. It will direct you to the most suitable facility and organise your care according to your cover. Expenses incurred without prior approval cannot be reimbursed.

3. Keep all your supporting documents. Initial medical certificate, reports, prescriptions, test results and invoices: they are essential to process your claim.

The price depends on the plan you choose and the length of cover. Get your online quote in a few clicks.
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