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Twenty degrees in January sunshine with high humidity is enough to unravel the last ten kilometres. Dehydration, collapse, a fall on hard road surface: medical costs are covered up to €150,000, hospital admission and surgery included.
Madeira sits well out in the Atlantic, far from your own doctor. If an injury needs medical transport, assistance covers evacuation and repatriation at actual cost, from the roadside where it happened all the way back to your home address.
Marathon, half or 10 km, every finisher is timed and ranked, which makes this official competition. The Competition option covers competitive running on your January bib and across the rest of your season, including the spring races already in your diary.
A fall on damp road can leave more than a scar: stiff joints, chronic pain, lost range of movement. The permanent disability benefit runs to €200,000, set against the recognised level, to cover retraining or a reduced income.
Plenty of runners treat Funchal as a holiday outing because the forecast looks gentle. Ocean humidity hides the real effort, sweat never dries, and pushing the pace along the flat seafront sections costs the heart far more than the splits suggest. Add a late flight, broken sleep and an unfamiliar breakfast, and the final hour turns risky.
Your marathon year is not one island in January. Between trips you run at home, on wet roads, on trails and on the track, and that is usually where an ankle gives way or a tendon flares. Annual cover follows every one of those sessions. Read our marathon insurance for guarantee by guarantee detail.
This winter fixture on a Portuguese Atlantic island gathers close to 3,000 runners across three distances, in the middle of the tourist season. Here are the practical points to settle before you book flights and arrange individual accident cover.
Three distances in one day means three types of runner and three levels of risk. We insure all your participants with one subscription, from the 10 km field to the marathon. Medical assistance answers day and night during the event, repatriation is included anywhere in the world, and we can also partner your race.
No. Heat, humidity and rain change nothing. Medical costs, assistance and repatriation apply in the same way whether you race under a clear sky or through an Atlantic shower.
Yes. All three distances fall under the same guarantees. Your choice of format changes nothing for medical costs or assistance, and the Competition option covers your bib whichever race you enter.
No. This is not a cancellation policy. It refunds neither your bib nor your flights nor your hotel. It covers the bodily consequences of an accident, on the island and in training.
Because medical transport from an Atlantic island becomes expensive quickly. Assistance and repatriation at actual cost take care of evacuation from the place of the accident and the journey back home, whatever your country of residence.
It depends on the formula, how long you want cover and the options you keep. The online quote shows an exact price within minutes and lets you subscribe before you fly out.
