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In December the Exe runs cold and can rise fast after rain. A swim below a weir can mean hypothermia, a dislocated shoulder or a head knocked on a rock. Medical expenses up to €150,000 cover the treatment, hospital stays and surgery that follow the accident.
Exe riverbanks are often slippery and sometimes a long walk from any road. An injured paddler may have to be stretchered across fields before reaching an ambulance. Assistance and repatriation at actual cost take over from there: evacuation, medical transfer and your journey home.
Many paddlers string together winter descents and marathon races from autumn to spring. The Competition option covers you in official competition, on the Exe Descent and at every other sanctioned race in your season, whatever boat class you paddle.
A badly judged weir can hold a paddler in its stopper or throw them onto concrete. Spinal injuries, head trauma or a wrecked knee can leave lasting damage. The permanent disability benefit up to €200,000 is paid according to the assessed rate, to help you rebuild daily life.
Regulars know where the Exe bites, newcomers often do not: weirs taken on the wrong line, rushed portages over slick banks, kit too thin for a December day on the water. Cold slows your hands, fatigue builds over the final stretch, and a late capsize quickly turns into something serious.
All year round, river paddling brings the same hazards: stoppers, submerged branches, cold water, knocks on rocks while launching. AxeoSport's canoe and kayak insurance covers you on white water and flat water, on rivers, lakes and estuaries, training and racing, in the UK and abroad, whatever your country of residence.
The Exe Descent is a canoe and kayak descent held every winter in Devon. The route follows the river from Tiverton to Exeter, with several weirs to run or portage around. It draws local clubs as well as paddlers travelling from further afield.
You run a canoe and kayak river descent. We insure all your paddlers in one single policy. Our medical assistance team is on call day and night, 24/7, while the event runs. Repatriation is included, anywhere in the world. And we can also become a partner or sponsor of your descent.
Yes. A capsize that causes injury or hypothermia falls under personal accident cover. Medical expenses, assistance and, if needed, repatriation then apply under the terms of your policy.
Yes. Portaging is part of the event. A fall while carrying your boat along a slippery bank is a bodily injury accident like any other and is covered just like time on the water.
No. AxeoSport is not cancellation insurance. Neither your entry nor your travel to Devon is refunded if the event is called off or you pull out. The policy covers the consequences of an accident.
Yes. The cover applies to training as well as racing. Recce paddles of the course and club sessions are protected, in the UK or anywhere else, whatever your country of residence.
The price depends on your profile and on the Competition option. Fill in the online quote and you will see the exact price within minutes, before you confirm your Exe Descent entry.
