Racecourse, farm lanes, Welsh border: cover for every stretch

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Cambered country lanes and a rolled ankle

Beyond the city, the route uses narrow lanes with uneven, cambered surfaces that turn slick in autumn rain. One awkward landing is enough for a sprain or a fall. Medical costs up to €150,000 cover A&E, hospital treatment and surgery if you need it.

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Stuck in a hospital on the Welsh side

The course crosses the border through rural villages where the nearest hospital can be some distance away. If an accident leaves you laid up there, assistance and repatriation are paid at actual cost, right through to getting you safely back home.

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Official timing, official cover

Chester is a chip-timed, ranked race, and that counts as official competition. The Competition option covers you on the day and in every other race on your season's calendar, whether you are chasing a time or just the finish on the racecourse.

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If a fall leaves a lasting injury, up to €200,000

A bad fall on a country lane can leave a hip or knee weakened for years. If an accident results in permanent disability, a capital of up to €200,000 helps you reorganise your home life and working life around it.

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How a cross-border marathon catches runners out

The course mixes short climbs with long, exposed straights where the wind wears you down. October rain makes the lanes slippery and fallen leaves gather on the bends. On the Welsh side, spectators thin out, and a runner in trouble can be on their own for a few minutes before anyone notices.

Marathon training means weeks of mileage, and with it slips on wet pavements, twisted ankles on towpaths and near misses with cyclists. Our marathon insurance covers you in training as well as on race day, in the UK and abroad, wherever you live, so the build-up is protected as much as the race.

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Walls, racecourse and Welsh lanes, the essentials

Chester has some of the most complete city walls in England, Roman in origin, with the racecourse tucked right beneath them. The marathon draws a loyal crowd of club runners, while the 10K offers a shorter way into the event and its atmosphere.

  • Location: Chester, England (UK)
  • Next edition: Next edition to be confirmed, usually in October
  • Format: Marathon and 10K
  • Participants: Around 5,000 runners
  • Conditions: Country lanes, stretch through Wales, cool and sometimes wet autumn weather

Rural roads, slow ambulances, one policy for your field

Does your marathon head out onto rural roads where help takes time to arrive? We insure all your participants, marathon and 10K alike, under one single policy. Medical assistance is reachable day and night, seven days a week, throughout the event, and repatriation is included. We can also partner with or sponsor your race.

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FAQ

Questions Chester runners ask before signing up

Yes. Cover applies in England, in Wales and anywhere else, whatever your country of residence. Crossing the border mid-race makes no difference at all to your benefits.

The same benefits as on race day: medical costs up to €150,000, assistance and repatriation, and disability capital. A fall on a wet long run weeks before Chester is covered within the limits of your policy.

No. This is not cancellation insurance, so your entry, accommodation and travel stay at your expense. The policy deals with the consequences of a bodily accident, not with a trip that falls through.

Yes, as soon as you run an official ranked event, and the 10K counts. The option then covers every competition on your season's calendar, not only the race in Chester.

It depends on your age, your profile and the cover you pick. Our online quote shows the exact price in moments, with no obligation to buy anything.

Roman walls behind, Welsh lanes ahead, set off with a clear head