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The bike leg strings together climbs and fast drops where one misjudged bend puts a rider in the ditch. A fractured wrist or a head injury often happens well away from the nearest town. Medical expenses of up to €150,000 cover treatment and the hospital stay.
The Kalvarienberg ramp is walked up and then descended on uneven ground with empty legs. A bad sprain or a stress fracture can leave a runner stuck on the hillside. Assistance and repatriation at actual cost arrange the evacuation and then the journey home.
Whichever distance you pick, the build-up involves other races, lake swims and long mountain rides. Cover that only works on one Sunday leaves the rest exposed. The Competition option guarantees official competition on this event and throughout the season.
At speed on a mountain road, a crash can leave a hip or a shoulder permanently weaker, with consequences for the work you do. The permanent disability capital of up to €200,000 pays a sum that makes reorganising life afterwards possible.
August in the Allgäu can give you warm sunshine in the morning and thunder over the ridges by mid-afternoon. The lake is genuinely cold, and a first open-water alpine swim catches people out. Wet descents punish small mistakes, and the Kalvarienberg arrives late, when quads are shot and ankles are no longer steady.
A mountain triathlon is built in the mountains, so spring camps, repeated climbs and early lake sessions matter as much as race morning. That is where many injuries happen, far from any finish line. Year-round triathlon insurance covers those training hours alongside official racing, at home and across Europe.
Immenstadt hosts three race formats on one weekend, around a mountain lake and roads that keep climbing. The classic distance draws seasoned long-day racers, the sprint opens the event to newcomers, and the Kalvarienberg sorts everyone out regardless of the number on their arm.
You run a triathlon that offers several distances over one weekend. We insure all your participants through a single sign-up, whichever format they chose. Our medical assistance line answers day and night while you race, and repatriation is included. We can also be a partner of your event.
Yes, a mountain lake stays cool through high summer and wetsuits are usually required. Individual personal accident cover responds to the bodily consequences of an accident, including a problem that starts while you are swimming.
Yes. The guarantee does not separate one part of the course from another. Steep climb, technical descent or flat road, an accident during the event falls under the same medical expenses and the same assistance.
Yes. A shorter race is a faster race, with tighter swim starts and bike crashes that happen at speed. Accident risk does not fall away just because the distance is smaller.
No. This is individual personal accident cover, not cancellation insurance, so entry fees, hotels and flights stay with you. The guarantee is about injuries, not about withdrawing.
That depends on how long you need the cover, which options you keep and how you train. The online quote returns an exact price within a few minutes, with no commitment attached.
