Personal accident insurance for adventure racing

Medical expenses

Up to €150,000 for your medical expenses: hospitalisation, surgery, everyday care and rehabilitation. Twisted ankle, fall on a descent, exhaustion or fracture: adventure racing injuries are covered, from the first medical appointment to your return to training.

Transport and repatriation

Medical transport and repatriation covered at actual cost, wherever you practise around the world. Accident in an isolated section, mountain evacuation or race abroad: we organise your transport to the most suitable facility and then your journey home, without you advancing the costs.

Competition option

A dedicated competition option, essential as soon as you enter a race. Weekend raids, national championships, multi-day expeditions and international events are covered, whatever your level, with the same guarantees as in training and no extra paperwork.

Disability benefit

Up to €200,000 paid in the event of permanent disability. If an accident leaves lasting after-effects, this capital helps you adapt your daily life, your home or your professional activity. A long-term protection, for you and for your loved ones.
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Why is adventure racing insurance essential?

Adventure racing chains trail running, mountain biking, paddling, orienteering and sometimes ropes, for hours or days in a row. Fatigue accumulates, night sections come, and terrain is often technical and far from any road. A twisted ankle, a fall on a descent, hypothermia or dehydration can turn a race into an evacuation. Yet a licence or a race entry does not always cover the real costs, especially in case of surgery or a long rehabilitation.

A personal accident insurance takes over: it complements your licence, reimburses the expenses left at your charge and covers evacuation as well as repatriation. You can keep racing every stage and living your passion with a free mind, knowing the unexpected is covered.
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Insurance trusted by adventure racers

Weekend teams, club competitors and multi-day expedition regulars trust us every day, for training as for races. Our personal accident insurance for adventure racing follows them all year long, at home and abroad, with guarantees designed for outdoor multisport. Do you also practise orienteering or trail running? We also cover these disciplines, with the same limits and the same simplicity.

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FAQ

Trouvez des réponses à toutes vos questions

Yes, the whole race is covered. Trail running, mountain biking, paddling, orienteering, roped sections and night stages are included, without having to declare each discipline separately. Discover our plans.

No, it complements your licence. A federation licence is still required to train in affiliated clubs and enter official competitions. Our cover strengthens your protection with higher limits on medical expenses, repatriation and disability.

Our insurance covers the racer, not the gear. Liability is not included either: it falls under your licence or home insurance. For your bike and equipment when travelling, the baggage option can complete your cover.

If you are injured during training, a race or an expedition, follow these steps.

1. Contact the assistance service first. Before any medical expense, call the assistance number shown on your card. Its prior approval is required before any hospitalisation, surgery, medical transport or repatriation.

2. Follow the assistance instructions. Except in a life-threatening emergency, wait for its approval before incurring costs. It will direct you to the most suitable facility and organise your care according to your cover. Expenses incurred without prior approval cannot be reimbursed.

3. Keep all your supporting documents. Initial medical certificate, reports, prescriptions, test results and invoices: they are essential to process your claim.

The price depends on the plan you choose and the duration of cover. Get your online quote in just a few clicks.
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