Electric scooter insurance : city, raid and FIM E-Xplorer worldwide
Riding an electric scooter in city, bike lane, touring raid or FIM E-Xplorer competition? Our personal accident insurance handles fall fractures, head trauma and vehicle collisions. Get a quote in a few clicks.Get your free online quote
M
ASSISTANCE MEDICAL 24/7
Operated by
Mutuaide
A complete and tailored electric scooter insurance
E-scooter injury healthcare expenses
Up to €150,000. Wrist or elbow fracture in fall (front brake destabilises), helmet-less head trauma (most serious cause), nose fracture in ejection, thoracic contusion in car collision, wheel lock at 25 km/h : we cover specific injuries.
Transport and repatriation
At actual cost. E-scooter tour in Costa Rica, FIM E-Xplorer Mexico / Sweden / Indonesia / Sardinia, urban trips in Berlin, Amsterdam, Barcelona : we organise medical repatriation.
E-scooter Competition option
The Competition add-on covers FIM E-Xplorer World Cup, Electric Scooter World Cup, organised raids, e-scooter sprint races and international competitions.
Disability benefit
Up to €200,000 per person. A car collision at an intersection, a front-wheel lock at 25 km/h causing concrete projection, helmet-less head trauma can cause serious permanent consequences.
Why is electric scooter insurance essential?
The electric scooter exposes you to major urban risks : speed limited to 25 km/h but often exceeded in raid mode, collision with pedestrians, cars, buses, bicycles, front-brake instability, wheel detachment, frequent city theft. The mandatory third-party (since 2019 in France) covers others but not your serious personal injuries. Our AXEOSPORT cover is a rider accident complement distinct from third-party.
Our electric scooter insurance is the choice of FIM E-Xplorer riders, Costa Rica/Vietnam e-scooter raiders, regular urban users, e-scooter sprint competitors. For skateboard, see Skateboard. For roller, see Roller.
Yes. Third-party (RC) is mandatory in France since 2019 for e-scooters and covers damages to others. Our AXEOSPORT cover is a rider accident complement for your own injuries, not a replacement for mandatory third-party.
Yes. Collisions with cars, buses, bicycles, pedestrians are covered for your personal injuries : femur fractures in lateral impact, head trauma in ejection, thoracic contusions, internal injuries. Caps €150,000 medical, €200,000 disability.
Yes, with the Competition add-on. FIM E-Xplorer World Cup (international e-scooter and electric motorbike raid championship) takes place in countries like Mexico, Sardinia, Sweden. Covered with medical repatriation at actual cost. Explore our plans.
Yes. Whether you use a personal scooter or a free-floating rental (Lime, Tier, Voi, Dott), our cover protects the rider. The daily plan is perfect for occasional travel use in Berlin, Lisbon, Bordeaux.
The price depends on your options, your country of departure and the number of days covered. For a weekend trip in a foreign city, the daily plan suits. For a regular urban user or FIM E-Xplorer competitor, the annual plan is best. Get your quote online.